Homeowner Assistance Programs
On March 4, the US Treasury Department announced the Homeowner Affordability and Stability Plan. This plan includes two different programs to help homeowners in this challenging economy. The first program is intended to assist homeowners who are not able to refinance their mortgage because of declining home values. The second program is a mortgage modification program intended to help homeowners who have experienced a significant financial hardship, such as job loss.
Since 1938, Third Federal has been helping our customers in both good and challenging times. In order to ensure that our customers have access to the assistance that may be beneficial during this difficult time we have designed a Home Affordable Refinance, and we will work with our customers on Loan Modifications when they are appropriate. Please review the following questionnaires to determine what is best for you.
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Do you currently have your first mortgage with Third Federal?
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Have you been making your first mortgage payment on time?
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Is the mortgage that you are hoping to refinance on your primary residence, where you are currently living?
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Are you hoping to refinance just to get a new rate and term?
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Is your mortgage loan, as a percent of your estimated home value, less than 125%?
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If you have answered Yes to all of these questions, you may be able to apply for our Home Affordable Refinance!
Call us at 1-877-690-5500, or visit a branch and one of our loan administrators will help you.
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Do you currently have your first mortgage with Third Federal?
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Are you having difficulty making your mortgage payment?
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Have you experienced a loss of income?
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Have you experienced a financial hardship such as loss of job?
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Is the mortgage that you are hoping to modify on your primary residence, where you are currently living?
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If you have answered Yes to all of these questions, you may be eligible for one of our Loan Modification Options.
Call us at 1-800-479-5174 and one of our Customer Service Representatives will help you.
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