FACTS

WHAT DOES THIRD FEDERAL SAVINGS AND LOAN DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

• Social Security number 
• Account balances and payment or transaction history
• Mortgage rates and payments

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Third Federal Savings and Loan chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Third Federal Savings 
and Loan share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - 
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes - 
information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes - 
information about your creditworthiness

No

We don't share

For non-affiliates to market to you

No

We don't share

Questions?

Call toll-free 800-844-7333 or go to www.thirdfederal.com

 Who We Are  
 Who is providing this notice?

Third Federal Savings & Loan Association of Cleveland, d/b/a Third Federal Savings & Loan.

What We Do

 

How does Third Federal Savings and Loan protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 

How does Third Federal Savings and Loan collect my personal information?

We collect your personal information, for example, when you

• Open an account or deposit money  
• Provide your mortgage information or apply for a loan
• Give us your contact information

We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only 
• sharing for affiliates' everyday business purposes - information about your
   creditworthiness 
• affiliates from using your information to market to you 
• sharing for non-affiliates to market to you 
State laws and individual companies may give you additional rights to limit sharing. 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. 
• Third Federal Savings and Loan does not share with our affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. 
• Third Federal Savings and Loan does not share with non-affiliates so they 
  can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.
•Third Federal Savings and Loan does not jointly market.