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Get the advantage you deserve.

Today’s mortgage rates are near an all-time low. Lock them in with our Advantage Preapproval.

With Third Federal’s Advantage Preapproval, you can lock in our guaranteed lowest rate right at preapproval. Many lenders won’t allow customers to lock their rate this early. But at Third Federal we lock the rate right at preapproval so you don’t have to worry about rates going up!

Even if you are still looking for a new home you can be protected from rising rates by getting preapproved now at Third Federal. And if mortgage rates fall even lower, you can receive the lower rate just by asking.

Find a lower purchase rate than ours? It’s hard to do, but if somehow it happens, with Third Federal’s Lowest Rate Guarantee, we’ll beat it or give you $1,000. >More info

Plus, only Third Federal offers these exclusive benefits with our Advantage Preapproval:

  • FREE Real Preapproval. It’s a real preapproval, not a prequalification.
  • Our preapprovals typically convert to a purchase mortgage without the need to be reviewed and underwritten again, making the loan process faster.
  • FREE Rate Lock. We offer a 60-day rate lock at preapproval. Plus, when you convert to a full application we offer an additional 60-day standard or 240-day extended rate lock. That’s up to 300 days of free rate lock!

Our NEW Purchase Mortgage features are sure to enhance your home buying experience!

Only 5% Down 

Put as little as 5% down on a purchase mortgage! >More info Apply now, get preapproved or call Customer Service at 1-800-844-7333 for more information.

 See conditions for Lowest Rate Guarantee at thirdfederal.com, or call 1-800-THIRD-FED.  Lowest Rate Guarantee rate approval is not an indication of credit approval.  Lowest Rate Guarantee may require a revision fee if requested after preapproval conversion to a full purchase application.  Product features subject to change.