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Third Federal's Early Approval

Being preapproved for a mortgage is a big advantage.  Being preapproved with Third Federal’s Early Approval program is an even bigger advantage.  With Early Approval, you get a fully underwritten loan approval before you start looking for a house.  Plus, you get a rate lock now, before rates go up.  And Early Approval is good for a full six months.

To learn more, click the video below to watch our Early Approval tutorial.

  Replay

Mortgage Purchase

 
Mortgage Purchase Rates for June 27, 2019
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 3.19% 4.10%
5/1 (30 year) Low Cost Smart Rate 3.54% 4.17%
5/1 (15 year) Smart Rate 3.09% 3.80%
5/1 (15 year) Low Cost Smart Rate 3.44% 3.90%
Product Rate APR
3/1 (30 year) Low Cost Smart Rate 3.39% 4.26%
5/1 (30 year) Low Cost Smart Rate 3.54% 4.17%
30 Year Low Cost Fixed Rate 3.85% 3.87%
3/1 (15 year) Low Cost Smart Rate 3.29% 4.05%
5/1 (15 year) Low Cost Smart Rate 3.44% 3.90%
15 Year Low Cost Fixed Rate 3.49% 3.52%
10 Year Low Cost Fixed Rate 3.55% 3.59%
Product Rate APR
10 Year Fixed Rate 3.15% 3.34%
10 Year Low Cost Fixed Rate 3.55% 3.59%
Product Rate APR
30 Year Fixed Rate 3.55% 3.62%
15 Year Fixed Rate 3.19% 3.32%
10 Year Fixed Rate 3.15% 3.34%
Product Rate APR
3/1 (30 year) Smart Rate 3.04% 4.18%
5/1 (30 year) Smart Rate 3.19% 4.05%
30 Year Fixed Rate 3.80% 3.82%
30 Year Low Cost Fixed Rate 4.10% 4.10%
3/1 (15 year) Smart Rate 2.94% 3.93%
5/1 (15 year) Smart Rate 3.09% 3.71%
15 Year Fixed Rate 3.44% 3.48%
15 Year Low Cost Fixed Rate 3.74% 3.75%
5/1 (10 year) Smart Rate 2.99% 3.40%
loading  Loading Reviews...
Rated 5 out of 5 by from Low rates Low rates and positive customer experience
Date published: 2019-06-22
Rated 5 out of 5 by from Liked low closing costs rate was excellent Loan officers were top-notch, helpful and patient would recommend your staff to any one. Best I have encountered in over 45 years 35 years of which were as real estate broker.
Date published: 2019-06-21
Rated 5 out of 5 by from Excellent service The entire loan mortgage process was so easy with quite a bit of it doing it on-line without even having to stop in to the branch except for a few things. Plus did check out the rates of a few competitors and Third Fed pretty much blows them out of the water. Been doing my entire banking through Third Fed for almost 50+ years now.
Date published: 2019-06-21
Rated 5 out of 5 by from Extremely helpful & professional We were able to get a lower rate and lower closing costs along with great customer service with Third Federal. I would highly recommend over those other companies who might claim that they are bigger and better. We looked into those and they might be bigger, but bigger does not equal better - and it doesn't mean lower rates either.
Date published: 2019-06-21
Rated 5 out of 5 by from Efficient, Easy to navigate, & Pleasant Experience This was my first time purchasing a home and I felt like I was in responsible hands the whole time. The online loan portal made signing documents so convenient and I could revisit them as often as I wanted. My loan officer was easily reached by phone or email and this was so appreciated when new questions came up. Everything was handled with such integrity that on closing day, I felt comfortable that I received the exact terms that I asked for. I also compared interest rates across other banks and Third Federal was the lowest. Overall, my experience was stress-free, professional, and communicative from start to finish.
Date published: 2019-06-21
Rated 5 out of 5 by from Amazing customer service ! My loan officer was very knowledgeable and patient with all my first time home buyer questions. Michael had fantastic communication skill and his responses to my emails were quick. I will be recommending them to all my friends and family and co workers. Everyone will tell you home financing is a huge hassle. It was not with this company, I was so relieved!
Date published: 2019-06-20
Rated 5 out of 5 by from Could not be more pleased with the service Purchased a second home in Florida - we needed a Florida mortgage company ( we live in NY) and selected Third Federal and a few others from a website. The experience with Third Federal proved to be fantastic and placed them well ahead of the other lenders, not just the rate and closing costs but the quality of service from your teams made the difference for us. Kassandra and others went out of their way to help with the process as we did it remotely from NY. It was totally painless. Better service than my current bank of 35 years.
Date published: 2019-06-20
Rated 4 out of 5 by from Low rate and cost Clayanne was excellent Low cost
Date published: 2019-06-20
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