Third Federal Savings & Loan

Skip to main content

Welcome to Third Federal Online Banking.

Log In(Opens in a new window)
An update on our lobby hours by location click here. Our Customer Care Call Center is experiencing higher than usual call volume. We appreciate your patience during this unprecedented time.

Third Federal's Early Approval

Being preapproved for a mortgage is a big advantage.  Being preapproved with Third Federal’s Early Approval program is an even bigger advantage.  With Early Approval, you get a fully underwritten loan approval before you start looking for a house.  Plus, you get a rate lock now, before rates go up.  And Early Approval is good for a full six months.

To learn more, click the video below to watch our Early Approval tutorial.


Mortgage Purchase

Mortgage Purchase Rates for March 28, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.89% 2.54%
5/1 ARM (15 year) 2.79% 2.69%
5/1 ARM (10 year) 2.69% 2.77%
Product Rate APR
5/1 ARM (30 year) Low Cost 3.24% 2.60%
5/1 ARM (15 year) Low Cost 3.14% 2.79%
10 Year Low Cost Fixed Rate 3.29% 3.33%
Product Rate APR
10 Year Fixed Rate 2.89% 3.07%
10 Year Low Cost Fixed Rate 3.29% 3.33%
Product Rate APR
10 Year Fixed Rate 2.89% 3.07%
15 Year Fixed Rate 3.14% 3.27%
30 Year Fixed Rate 3.39% 3.46%
Product Rate APR
3/1 ARM (30 year) 2.84% 2.39%
5/1 ARM (30 year) 2.89% 2.49%
3/1 ARM (15 year) 2.74% 2.47%
5/1 ARM (15 year) 2.79% 2.60%
5/1 ARM (10 year) 2.69% 2.64%
loading  Loading Reviews...
Rated 5 out of 5 by from My New Favorite Bank Everyone I dealt with at Third Federal was so kind and competent, I just wanted to move my car loan over there. But they don't do car loans--just mortgages. And that's maybe why they are so good at it. Everything fell into place as smooth as could be. I personally was so relieved, since it was my first home-buying experience. I highly recommend this bank.
Date published: 2020-03-25
Rated 5 out of 5 by from Excellent service and attention to rate changes. I work with Mary out of the Avon Office and could not have gotten better service. This was my first experience with buying a home and acquiring a home loan. She was extremely helpful with walking me through the process and helping me to understand it.
Date published: 2020-03-24
Rated 5 out of 5 by from Low rates, paid closing cost Working with the Naples Fl branch for the home we purchased there was made easy & painless even though it took a while to find the house we liked, all the banking issues were handled over the phone or computer while we in Catawba Is, Ohio
Date published: 2020-03-22
Rated 5 out of 5 by from Home Mortgage The service I received from Third Federal in securing my home mortgage loan was phenomenal. The whole process was stress free and easy to go through. The rate got was the best around. Thanks to Sherrie at the Mentor location for all her help.
Date published: 2020-03-21
Rated 5 out of 5 by from Best experience ever! Renee was the best great service, low rates, and closed on time!
Date published: 2020-03-20
Rated 5 out of 5 by from Loan Officer Fantastic My loan officer Ben took his time, explained the process and made sure I understood everything through the process. He was timely,’professional and caring. Highly recommended.
Date published: 2020-03-20
Rated 5 out of 5 by from Third Federal tops in home mortgages Loan officer Michelle was very helpful throughout the process.
Date published: 2020-03-19
Rated 5 out of 5 by from Great rates. Super nice loan officer Florangela Romero (NMLS #638064) from the Hallandale location was very professional, supportive and ready to help. It is my 3rd loan with ThirdFederal and each time I had a great experience. Thank you all
Date published: 2020-03-13
  • y_2020, m_3, d_26, h_19
  • bvseo_bulk, prod_bvrr, vn_bulk_3.0.5
  • cp_1, bvpage1
  • co_hasreviews, tv_0, tr_432
  • loc_en_US, sid_2-MortgagePurchase, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_thirdfederal
  • bvseo_sdk, net_sdk,
  • CLOUD, getReviews, 0ms

Mortgage purchase promotion