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Third Federal's Early Approval

Being preapproved for a mortgage is a big advantage.  Being preapproved with Third Federal’s Early Approval program is an even bigger advantage.  With Early Approval, you get a fully underwritten loan approval before you start looking for a house.  Plus, you get a rate lock now, before rates go up.  And Early Approval is good for a full six months.

To learn more, click the video below to watch our Early Approval tutorial.

  Replay

Mortgage Purchase

 
Mortgage Purchase Rates for January 25, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.79% 3.48%
5/1 ARM (30 year) Low Cost 3.14% 3.55%
5/1 ARM (15 year) 2.69% 3.26%
5/1 ARM (15 year) Low Cost 3.04% 3.36%
Product Rate APR
3/1 ARM (30 year) Low Cost 3.09% 3.62%
5/1 ARM (30 year) Low Cost 3.14% 3.55%
30 Year Low Cost Fixed Rate 3.69% 3.70%
3/1 ARM (15 year) Low Cost 2.99% 3.48%
5/1 ARM (15 year) Low Cost 3.04% 3.36%
15 Year Low Cost Fixed Rate 3.29% 3.32%
10 Year Low Cost Fixed Rate 3.24% 3.28%
Product Rate APR
10 Year Fixed Rate 2.84% 3.02%
10 Year Low Cost Fixed Rate 3.24% 3.28%
Product Rate APR
30 Year Fixed Rate 3.39% 3.46%
15 Year Fixed Rate 2.99% 3.12%
10 Year Fixed Rate 2.84% 3.02%
Product Rate APR
3/1 ARM (30 year) 2.74% 3.54%
5/1 ARM (30 year) 2.79% 3.43%
30 Year Fixed Rate 3.64% 3.66%
30 Year Low Cost Fixed Rate 3.94% 3.94%
3/1 ARM (15 year) 2.64% 3.36%
5/1 ARM (15 year) 2.69% 3.17%
15 Year Fixed Rate 3.24% 3.28%
15 Year Low Cost Fixed Rate 3.54% 3.55%
5/1 ARM (10 year) 2.59% 2.92%
loading  Loading Reviews...
Rated 5 out of 5 by from Low Rate, and great customer service! So easy to deal with, and we got a great rate!
Date published: 2020-01-22
Rated 5 out of 5 by from Low rates Best rates along with great customer service
Date published: 2020-01-21
Rated 5 out of 5 by from customer service Customer service ( Mary ) was over & above anything I've ever experienced !!! Outstanding !!
Date published: 2020-01-20
Rated 5 out of 5 by from Low rates Rates are very low as expected. Good competetor for other lendors
Date published: 2020-01-17
Rated 5 out of 5 by from Low rates, exceptional customer service Rates were low, customer service was outstanding, and every employee I came in contact with was easy to work with.
Date published: 2020-01-15
Rated 5 out of 5 by from Great People Great experience Great experience matched with great people. Tom at third federal make it an easy process which is no small task for a first time home buyer. Thanks to a great process of the peace of mind with the locked in rate and the ability to get Tom over phone or email at any time was huge and will make Third Federal my go to for all future mortgage needs.
Date published: 2020-01-15
Rated 5 out of 5 by from Low Rates, Doesn't Sell My Mortgage Third Federal is reliable and transparent. The ability to change my rate if rates fell before closing was a positive benefit. Additionally, the ability to recast my loan in the future is wonderful. Sharon was very good in communicating these benefits.
Date published: 2020-01-15
Rated 5 out of 5 by from The process was smooth. Thank you! Rates were good and process was smooth.
Date published: 2020-01-14
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