Third Federal Savings & Loan

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Lock Your Rate at Preapproval!

Lock in today's low rates now, even before you find a house!


Thinking of buying a home? With Early Approval, you can lock in today's low rates now, even before you find a home.1

  • If rates go down, you can receive the lower rate just by asking.  
  • Fully underwritten loan approval is good for six months.
  • Low closing cost options
  • It's easy and free to sign up!

  
Hurry, Early Approval ends soon!
Click here for related disclosures



Current Purchase Mortgage Rates for October 22, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.39% 3.02%
5/1 ARM (30 year) Low Cost 2.74% 3.09%
30 Year Fixed Rate 2.89% 2.96%
30 Year Low Cost Fixed Rate 3.19% 3.20%
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1 Rate lock renews automatically to current rate after 60 days, or anytime upon request. Preapproval rate lock begins at the time of preapproval application. Borrowers responsible for homeowners insurance, real estate taxes and prepaid interest. Product not available for Private Mortgage Insurance, HomeReady, or 240-Day Locks. ©2020 Third Federal 

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Rated 5 out of 5 by from Excellent Service Customer Service outstanding and rates low.
Date published: 2020-10-19
Rated 5 out of 5 by from Best Loan Service Low cost and low rates. Our loan office Mary P. made buying a home the best experience anyone could ask for. Her customer service and the knowledge of her profession is #1 five star rating!! I would highly recommend her to my family and friends. Thank you Mary at Third Federal saving and loan. Seminole location.
Date published: 2020-10-19
Rated 4 out of 5 by from Low rates but somewhat difficult to use Rates were great but there were several instances where information was previously communicated by me, my insurance agent and title company to Third Federal. A day later Third Federal would call asking for the same information. The “secure” web email was the root cause of this and I cannot disagree more with its use.
Date published: 2020-10-18
Rated 5 out of 5 by from New Home Loan Great rate and excellent service!
Date published: 2020-10-13
Rated 5 out of 5 by from Good experience Low interest rate. Responsive and helpful employees.
Date published: 2020-10-11
Rated 5 out of 5 by from Excellent processing Third Federal process was straight forward, mostly electronic and efficient. I would highly recommend
Date published: 2020-10-10
Rated 5 out of 5 by from Pleasure to work with I just bought my first home by myself and third federal helped me to walk through the steps. They were always at hand to answer questions. Very professional.
Date published: 2020-10-10
Rated 5 out of 5 by from Best rates, very little paperwork, smooth process Rates were the best based on the 4 other banks i had talked with, the process officer was professional and understood my needs. And was flexible with the closing timeline. Even during COVID timelines, multiple team members stepped in to answer all my questions.
Date published: 2020-10-09
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