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Sign Up For Early Approval Today!


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Lock in your rate and save thousands!

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Locking your rate earlier really pays off.

In a rising rate environment, an early rate lock is a must. Only Third Federal can lock your rate at preapproval - before you even find a home!

  • Step 1 — Sign up for Early Approval by April 30 and be approved for 6 months - through the summer buying season.
  • Step 2 — Look for your dream home without worrying about an expiring preapproval or having to reapply with a second credit check and income verification . Once you find your home, Third Federal pays all closing costs.2
  • Step 3 — Save thousands! With a rate locked at preapproval, the average homebuyer will save $18,000 over the life of their loan.3
Early Approval lasts all summer, but you must sign up by April 30 to take advantage of this incredible offer.

Click here for related disclosures
Rates for April 19, 2018
Loudoun County, Virginia
All Mortgage Rates 0 Points
Product Rate APR
3/1 (30 year) No Cost Smart Rate 3.09% 3.62%
5/1 (30 year) No Cost Smart Rate 3.74% 3.76%
3/1 (30 year) Smart Rate 2.75% 3.61%
5/1 (30 year) Smart Rate 3.39% 3.71%


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1 Rate lock renews automatically to current rate after 60 days, or anytime upon request. 2$0 closing costs on low cost mortgages. $295 discount on costed mortgages. Preapproval rate lock begins at the time of preapproval application. 3Savings based on $200,000 30-year loan with 20% down. Borrowers responsible for homeowners insurance, real estate taxes and prepaid interest. Product not available for Private Mortgage Insurance, HomeReady, or 240-Day Locks. ©2018 Third Federal