Third Federal Savings & Loan

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Lock Your Rate at Preapproval!

Lock in today's low rates now, even before you find a house!

Thinking of buying a home? With Early Approval, you can lock in today's low rates now, even before you find a home.1

  • If rates go down, you can receive the lower rate just by asking.  
  • Fully underwritten loan approval is good for six months.
  • Low closing cost options
  • It's easy and free to sign up!

Hurry, Early Approval ends soon!
Click here for related disclosures

Current Purchase Mortgage Rates for August 06, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.44% 3.04%
5/1 ARM (30 year) Low Cost 2.79% 3.10%
30 Year Fixed Rate 2.89% 2.96%
30 Year Low Cost Fixed Rate 3.19% 3.20%
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1 Rate lock renews automatically to current rate after 60 days, or anytime upon request. Preapproval rate lock begins at the time of preapproval application. Borrowers responsible for homeowners insurance, real estate taxes and prepaid interest. Product not available for Private Mortgage Insurance, HomeReady, or 240-Day Locks. ©2020 Third Federal 

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Rated 5 out of 5 by from Great Home Loan Server, Low Rates We shopped around to at least 4 different lenders. The rates and customer service at Third Federal were easily the best in class! We worked with Angela and she was AMAZING and easy to work with!
Date published: 2020-08-03
Rated 5 out of 5 by from Mortgage Process Rates were never lower and Jeff delivered excellent customer service
Date published: 2020-08-02
Rated 5 out of 5 by from Great customer service Prompt replies Great rates!!
Date published: 2020-08-01
Rated 5 out of 5 by from Low rates and excellent customer service My recent experience with obtaining a mortgage to purchase a new home was seamless with Third Federal. The loan officer assigned to me was extremely efficient, customer service orientated and made the process very easy for me. At a time where loan officers are extremely busy, she was on top of everything and always responded in a timely manner. I would use Third Federal again and recommend to anyone looking for a mortgage. They seem very competitive.
Date published: 2020-08-01
Rated 5 out of 5 by from Low rates and excellent service The rates were great and the whole process went very smoothly. We closed on our new home on time. I will definitely recommend 3rd federal to anyone looking to purchase a home.
Date published: 2020-07-28
Rated 5 out of 5 by from Best Mortgage Process This is the fourth house I've purchased over the past 20 years and it was by far the best process I've had. Everything was online (which is preferred for me) with clear instruction on what I needed to provide, where I was in the process and what to expect. I also had a Third Federal associate available to reach out to directly for any questions or clarifications I needed. Her response was almost immediate and anytime she would not be available, I was given a back-up to reach out to. I would highly recommend Third Federal for their great rates and smooth application and closing process.
Date published: 2020-07-28
Rated 5 out of 5 by from Customer Service Outstanding service for over 30 years.
Date published: 2020-07-28
Rated 5 out of 5 by from Very good experience I had a great experience. No issues at all.. and because of covid, everything was done online... never even met my loan officer in person, even though it felt like I did because we talked frequently over phone and email. Would highly recommend.
Date published: 2020-07-28
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Mortgage purchase promotion