Third Federal Savings & Loan

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Lock Your Rate at Preapproval!

Lock in today's low rates now, even before you find a house!

Thinking of buying a home? With Early Approval, you can lock in today's low rates now, even before you find a home.1

  • If rates go down, you can receive the lower rate just by asking.  
  • Fully underwritten loan approval is good for six months.
  • Low closing cost options
  • It's easy and free to sign up!

Hurry, Early Approval ends soon!
Click here for related disclosures

Current Purchase Mortgage Rates for May 30, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.64% 3.11%
5/1 ARM (30 year) Low Cost 2.99% 3.17%
30 Year Fixed Rate 2.99% 3.06%
30 Year Low Cost Fixed Rate 3.29% 3.30%
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1 Rate lock renews automatically to current rate after 60 days, or anytime upon request. Preapproval rate lock begins at the time of preapproval application. Borrowers responsible for homeowners insurance, real estate taxes and prepaid interest. Product not available for Private Mortgage Insurance, HomeReady, or 240-Day Locks. ©2020 Third Federal 

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Rated 5 out of 5 by from Great Loan Officer Rates were good but Sandra my loan officer was a seasoned professional that made things run smoothly through the entire transaction.
Date published: 2020-04-01
Rated 5 out of 5 by from Construction Loan Interest rate is excellent. Customer service was awesome. Thanks again to Linda who was with us from start to finish.
Date published: 2020-04-01
Rated 5 out of 5 by from Excellent and fast Rates were great and the people I dealt with were very professional and very accessible.
Date published: 2020-03-31
Rated 5 out of 5 by from Good Yes.
Date published: 2020-03-30
Rated 5 out of 5 by from Low rates Great customer service
Date published: 2020-03-30
Rated 3 out of 5 by from Rates are among the lowest. Would only recommend based on the super low rates. Customer service is only fair at best. Loan agent needs a fully informed back up person. When she was on vacation, no one could answer my questions. I was told I needed flood insurance "before" my loan was even approved, which made no sense. I actually only needed a quote which was not clearly explained at all. When my online checking account was opened by the agent I couldn't fund it online. I had to physically go to the bank and deposit a paper check. A very antiquated process.
Date published: 2020-03-27
Rated 5 out of 5 by from My New Favorite Bank Everyone I dealt with at Third Federal was so kind and competent, I just wanted to move my car loan over there. But they don't do car loans--just mortgages. And that's maybe why they are so good at it. Everything fell into place as smooth as could be. I personally was so relieved, since it was my first home-buying experience. I highly recommend this bank.
Date published: 2020-03-25
Rated 5 out of 5 by from Excellent service and attention to rate changes. I work with Mary out of the Avon Office and could not have gotten better service. This was my first experience with buying a home and acquiring a home loan. She was extremely helpful with walking me through the process and helping me to understand it.
Date published: 2020-03-24
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Mortgage purchase promotion