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Lock Your Rate at Preapproval!

Lock in today's low rates now, even before you find a house!


Thinking of buying a home? With Early Approval, you can lock in today's low rates now, saving you thousands if rates increase before you sign a purchase contract.
1

  • If rates go down, you can receive the lower rate just by asking.  
  • Fully underwritten loan approval is good for six months.
  • $295 closing cost options.
  • No PMI with just 15% down.
Click to Speak with a Representative
Request a Call Back
1-800-THIRD-FED Click Here
Rates for July 17, 2019
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Low Cost Smart Rate 3.49% 4.15%
5/1 (30 year) Smart Rate 3.14% 4.08%
30 Year Fixed Rate 3.65% 3.72%
30 Year Low Cost Fixed Rate 3.95% 3.97%
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1 Rate lock renews automatically to current rate after 60 days, or anytime upon request. Preapproval rate lock begins at the time of preapproval application. Product not available for Private Mortgage Insurance, HomeReady, or 240-Day Locks. ©2019 Third Federal