Third Federal Savings & Loan

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Lock Your Rate at Preapproval!

Lock in today's low rates now, even before you find a house!


Thinking of buying a home? With Early Approval, you can lock in today's low rates now, even before you find a home.1

  • If rates go down, you can receive the lower rate just by asking.  
  • Fully underwritten loan approval is good for six months.
  • Low closing cost options
  • It's easy and free to sign up!

  
Hurry, Early Approval ends soon!
Click here for related disclosures



Current Purchase Mortgage Rates for September 29, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.39% 3.02%
5/1 ARM (30 year) Low Cost 2.74% 3.09%
30 Year Fixed Rate 2.89% 2.96%
30 Year Low Cost Fixed Rate 3.19% 3.20%
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1 Rate lock renews automatically to current rate after 60 days, or anytime upon request. Preapproval rate lock begins at the time of preapproval application. Borrowers responsible for homeowners insurance, real estate taxes and prepaid interest. Product not available for Private Mortgage Insurance, HomeReady, or 240-Day Locks. ©2020 Third Federal 

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Rated 5 out of 5 by from The best bank! Great rates! Allowed to adjust based on competitive rates. Very personable team at any branch I have ever been to. Everyone is always very helpful. I have used this company for my banking needs for many decades.
Date published: 2020-09-27
Rated 3 out of 5 by from Mortgage Purchase Ts and Cs good - but... The mortgage 'product' was good, but the Third Federal mortgage procurement process was not not a good experience. IT issues, process shortcomings requiring emergency visits to the closest Third Federal branch, etc. contributed to a less than desirable experience.
Date published: 2020-09-25
Rated 5 out of 5 by from Excellent rates Very good rates. Could not be better.
Date published: 2020-09-23
Rated 5 out of 5 by from Low rates Rates and savings program
Date published: 2020-09-23
Rated 5 out of 5 by from Low interest rate. Interest rates were good and our loan officer kept us informed along the way of needs to closing.
Date published: 2020-09-22
Rated 5 out of 5 by from Low rates, even lower cost. Outstanding customer service, low rate, unbelievable low cost. Very responsive, and helpful associates.
Date published: 2020-09-21
Rated 5 out of 5 by from Great customer support, low rates I always enjoy my deals with Third Federal. Their personnel are great, and rates and fees reasonable.
Date published: 2020-09-20
Rated 5 out of 5 by from Low rate, low cost Yes. Loan Officer was smart, responsive and nice to work with.
Date published: 2020-09-19
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