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What are trial (micro) deposits?

Trial deposits are a way for banks to verify that you are an owner on the external account.  Trial deposits are two small amounts (under $1.00) that are deposited into your deposit account at another financial institution. 

Check with your financial institution to see if two deposits have been made to your account and what the amounts are.  You can do this by checking your account statement online or by calling your financial institution directly.  Then you will need to verify these amounts with us.  Once the trial deposits have been verified, we will process the ACH transfer you requested to fund your new account with us.

This same process will be used if you decide to fund your new account from an existing Third Federal account. 

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