Online Security Updates

Third Federal Savings & Loan

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Online Security Updates

Below are links to the latest updates we routinely send our Online Banking customers about a variety of online security topics.

What You Need to Know About AI and Cybersecurity

Many people use Artificial Intelligence (AI) daily, whether by using auto correct when writing emails, getting help from Siri or Alexa virtual assistants, or following navigation traffic tools like Google Maps. AI refers to technology that mirrors human behavior through tasks like understanding language, analyzing data, and making decisions. It provides a wide range of benefits, including:

  • Automation of repetitive tasks
  • Gaining faster insights from data
  • Improved decision-making
  • Reducing human errors
  • 24x7 availability

How Hackers Abuse AI

Cybercriminals leverage AI for harmful purposes, including:

  • Phishing attacks: Using AI to craft realistic emails, texts, and/or social media messages
  • Deepfakes: AI-created videos, images, or audio designed to mislead and confused viewers
  • Malicious GPTs: Modified AI models that produce harmful or misleading content

How to Keep Yourself Safe

Scammers aim to gain your trust. Stay cautious, and combine personal awareness with protective tools:

  • Use Multi-Factor Authentication (MFA)
    • Strengthening security beyond passwords with layers of defense
  • Watch for urgency in messages
    • Scammers often use high-pressure tactics to lure victims
  • Be cautious with personalized or unexpected messages
    • AI can con convincingly mirror messages from familiar names

By following these tips, you can help protect yourself from falling victim to an AI-generated scam. If you believe that you are a victim of any type of scam, report it immediately by contacting the company or government agency that the cybercriminal is impersonating. If you entered personal data, change passwords for accounts you believe may have been compromised.

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