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home / home equity / products & rates

Home Equity Line at prime minus 1.01%. Lowest Rate Guaranteed

You Won't Find a Better Home Equity Line Anywhere!

Our Home Equity Line of credit is guaranteed to have the lowest rate anywhere or we'll give you $1,000. Our current rate is:

  • Prime -1.01% on Balances of $50,000 and over
  • Prime -.51% on Balances under $50,000

This is not an introductory rate or teaser rate, but is available to you for the entire life of the line. And, if you ever find a lower rate, a year from now or even ten years from now, we'll beat it or give you $1,000. More Info.

If you've been pre-approved ENTER YOUR APPROVAL CODE, if not you can APPLY NOW.

Need assistance? Call one of our Home Equity Consultants at: 1-888-794-3562

NO HIDDEN FEES

  • NO Application Fee - Click here to apply
  • NO Closing Cost
  • NO Doc/Stamp Tax (Florida)
  • NO Origination Fee
  • NO Annual Fee
  • NO Pre-Payment Penalty

NO Minimum Advance or Draw Required
Most banks require you to take an advance ranging from $5,000 to $15,000 in order to get their best rate.

85% Loan To Value
This means we'll loan you up to 85% of your home's value minus any balance you have on your first mortgage. Click here to see how much you can borrow on your home equity.

10-Year Interest-Only Draw Period & 10-Year Repayment Period
You can borrow and make repayments against your line for up to 10 years. Then instead of the balloon payment required by most banks, Third Federal gives you 10 years to repay your loan.

Home Equity Planning Guide - Click here for free download

Northeast Ohio
Home Equity Offerings
Friday, May 9, 2008
Products APR  
Prime -1.01% Line 3.99% APPLY NOW
60 Month Loan 6.24% APPLY NOW
120 Month Loan 6.49% APPLY NOW
180 Month Loan 6.74% APPLY NOW
1 Year Bridge Loan 7.96% MORE INFO
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Rate Disclosures

Consolidate Debt with a Home Equity Line of Credit or Home Equity Loan in Ohio and Florida

Consolidate Debt with a Home Equity Line of Credit or Home Equity Loan in Ohio and Florida