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Payment Assistance for Federal Employees

We are here to help our customers impacted by the government shutdown.

If you are a government employee furloughed or working without pay, we are here to help. Please contact our Special Servicing Team at 1-866-866-7916, option 1.

Third Federal Savings & Loan

Ohio Priority 1 - NEO - Personalization

Third Federal.
Strong. Stable. Safe.
 A bank you can believe in.

Rates for March 28, 2026
Cuyahoga County, Ohio Change
All Mortgage Rates 0 Points
Product Rate APR
30 Year Fixed Rate 6.090% 6.099%
30 Year Fixed Rate 5.990% 6.035%
30 Year Fixed Rate 5.990% 6.012%
30 Year Fixed Rate 6.125% 6.130%
30 Year Low Cost Fixed Rate 6.390% 6.397%
30 Year Low Cost Fixed Rate 6.790% 6.822%
30 Year Low Cost Fixed Rate 6.340% 6.356%
30 Year Low Cost Fixed Rate 6.390% 6.394%
15 Year Fixed Rate 5.590% 5.606%
15 Year Fixed Rate 5.490% 5.564%
15 Year Fixed Rate 5.490% 5.527%
15 Year Fixed Rate 5.690% 5.699%
15 Year Low Cost Fixed Rate 5.890% 5.901%
15 Year Low Cost Fixed Rate 6.290% 6.342%
15 Year Low Cost Fixed Rate 5.840% 5.866%
15 Year Low Cost Fixed Rate 5.890% 5.896%
5/1 ARM (30 year) Low Cost 6.090% 6.494%
5/1 ARM (30 year) Low Cost 6.090% 6.490%
5/1 ARM (30 year) Low Cost 6.140% 6.522%
5/1 ARM (30 year) Low Cost 6.590% 6.717%
Product Rate APR
30 Year Fixed Rate 6.190% 6.206%
30 Year Fixed Rate 6.225% 6.230%
30 Year Low Cost Fixed Rate 6.990% 7.022%
30 Year Low Cost Fixed Rate 6.540% 6.556%
30 Year Low Cost Fixed Rate 6.490% 6.496%
30 Year Low Cost Fixed Rate 6.490% 6.494%
15 Year Fixed Rate 5.690% 5.717%
15 Year Fixed Rate 5.790% 5.798%
15 Year Low Cost Fixed Rate 6.490% 6.541%
15 Year Low Cost Fixed Rate 6.040% 6.065%
15 Year Low Cost Fixed Rate 5.990% 6.000%
15 Year Low Cost Fixed Rate 5.990% 5.996%
10 Year Low Cost Fixed Rate 6.340% 6.413%
10 Year Low Cost Fixed Rate 5.890% 5.905%
5/1 ARM (30 year) 5.840% 6.405%
5/1 ARM (30 year) 5.840% 6.394%
Product Rate APR
Home Equity Line of Credit 6.240% 6.240%
30 Year Home Equity Loan 6.790% 6.790%
20 Year Home Equity Loan 6.690% 6.690%
15 Year Home Equity Loan 6.590% 6.590%
10 Year Home Equity Loan 6.490% 6.490%
5/1 Home Equity Loan 6.390% 6.606%
  • 1. Buy Now. Refi Later 1. Buy Now. Refi Later - Mobile

    Buy Now. Refi Later

    If rates drop, even after you close on your loan, you can refinance to the lower rate for free.

  • 2. USA Today 2. USA Today - Mobile

    Proud to be One of the Best

    Third Federal has been named one of the top 500 financial services companies for customer service in 2026 by USA TODAY.

  • 3. 5-Month CD Special 3. 5-Month CD Special - Mobile

    5-Month Special CD

    $500 minimum to open

    Interest rates are expected to go down, so lock in a high rate today!

  • 4. 30-Year Home Equity Loan 4. 30-Year Home Equity Loan - Mobile

    30-Year Equity Loan

    Apply for a home equity loan for home improvements, college tuition or consolidate high-interest debt.

Hear From Our Chairman & CEO Marc A. Stefanski

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Helping People Achieve the Dream of Homeownership Since 1938

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