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Third Federal Savings & Loan

Ohio Priority 1 - NEO - Personalization

Third Federal.
Strong. Stable. Safe.
 A bank you can believe in.

Rates for May 21, 2026
Cuyahoga County, Ohio Change
All Mortgage Rates 0 Points
Product Rate APR
30 Year Fixed Rate 6.590% 6.600%
30 Year Fixed Rate 6.490% 6.536%
30 Year Fixed Rate 6.490% 6.513%
30 Year Fixed Rate 6.590% 6.596%
30 Year Low Cost Fixed Rate 6.890% 6.897%
30 Year Low Cost Fixed Rate 7.290% 7.323%
30 Year Low Cost Fixed Rate 6.840% 6.856%
30 Year Low Cost Fixed Rate 6.890% 6.894%
15 Year Fixed Rate 5.990% 6.006%
15 Year Fixed Rate 5.890% 5.965%
15 Year Fixed Rate 5.890% 5.927%
15 Year Fixed Rate 5.990% 5.999%
15 Year Low Cost Fixed Rate 6.290% 6.301%
15 Year Low Cost Fixed Rate 6.690% 6.742%
15 Year Low Cost Fixed Rate 6.240% 6.266%
15 Year Low Cost Fixed Rate 6.290% 6.296%
5/1 ARM (30 year) Low Cost 6.590% 6.692%
5/1 ARM (30 year) Low Cost 6.590% 6.689%
5/1 ARM (30 year) Low Cost 6.640% 6.722%
5/1 ARM (30 year) Low Cost 7.090% 6.921%
Product Rate APR
30 Year Fixed Rate 6.590% 6.607%
30 Year Fixed Rate 6.590% 6.595%
30 Year Low Cost Fixed Rate 7.390% 7.423%
30 Year Low Cost Fixed Rate 6.940% 6.956%
30 Year Low Cost Fixed Rate 6.890% 6.897%
30 Year Low Cost Fixed Rate 6.890% 6.894%
15 Year Fixed Rate 5.990% 6.017%
15 Year Fixed Rate 5.990% 5.998%
15 Year Low Cost Fixed Rate 6.790% 6.842%
15 Year Low Cost Fixed Rate 6.340% 6.366%
15 Year Low Cost Fixed Rate 6.290% 6.300%
15 Year Low Cost Fixed Rate 6.290% 6.296%
10 Year Low Cost Fixed Rate 6.590% 6.663%
10 Year Low Cost Fixed Rate 6.140% 6.155%
5/1 ARM (30 year) 6.290% 6.582%
5/1 ARM (30 year) 6.290% 6.571%
Product Rate APR
Home Equity Line of Credit 6.240% 6.240%
30 Year Home Equity Loan 6.990% 6.990%
20 Year Home Equity Loan 6.790% 6.790%
15 Year Home Equity Loan 6.690% 6.690%
10 Year Home Equity Loan 6.590% 6.590%
5/1 Home Equity Loan 6.490% 6.646%
  • 1. Buy Now. Refi Later 1. Buy Now. Refi Later - Mobile

    Buy Now. Refi Later

    If rates drop, even after you close on your loan, you can refinance to the lower rate for free.

  • 2. Rising Rate 2. Rising Rate - Mobile

    3-Year Rising Rate CD

    Lock in today's higher rates and watch them go up!

  • 3. USA Today 3. USA Today - Mobile

    Proud to be One of the Best

    Third Federal has been named one of the top 500 financial services companies for customer service in 2026 by USA TODAY.

  • 4. 5-Month CD Special 4. 5-Month CD Special - Mobile

    5-Month Special CD

    $500 minimum to open

    Interest rates are expected to go down, so lock in a high rate today!

  • 5. 30-Year Home Equity Loan 5. 30-Year Home Equity Loan - Mobile

    30-Year Equity Loan

    Apply for a home equity loan for home improvements, college tuition or consolidate high-interest debt.

Hear From Our Chairman & CEO Marc A. Stefanski

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Helping People Achieve the Dream of Homeownership Since 1938

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