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Third Federal Savings & Loan

Ohio Priority 1 - NEO - Personalization

Third Federal.
Strong. Stable. Safe.
 A bank you can believe in.

Rates for March 21, 2026
Cuyahoga County, Ohio Change
All Mortgage Rates 0 Points
Product Rate APR
30 Year Fixed Rate 5.990% 5.999%
30 Year Fixed Rate 5.890% 5.935%
30 Year Fixed Rate 5.890% 5.912%
30 Year Fixed Rate 6.025% 6.030%
30 Year Low Cost Fixed Rate 6.290% 6.297%
30 Year Low Cost Fixed Rate 6.690% 6.722%
30 Year Low Cost Fixed Rate 6.240% 6.256%
30 Year Low Cost Fixed Rate 6.290% 6.294%
15 Year Fixed Rate 5.490% 5.506%
15 Year Fixed Rate 5.390% 5.464%
15 Year Fixed Rate 5.390% 5.427%
15 Year Fixed Rate 5.590% 5.599%
15 Year Low Cost Fixed Rate 5.790% 5.801%
15 Year Low Cost Fixed Rate 6.190% 6.242%
15 Year Low Cost Fixed Rate 5.740% 5.766%
15 Year Low Cost Fixed Rate 5.790% 5.796%
5/1 ARM (30 year) Low Cost 5.990% 6.454%
5/1 ARM (30 year) Low Cost 5.990% 6.451%
5/1 ARM (30 year) Low Cost 6.040% 6.483%
5/1 ARM (30 year) Low Cost 6.490% 6.677%
Product Rate APR
30 Year Fixed Rate 6.090% 6.106%
30 Year Fixed Rate 6.125% 6.130%
30 Year Low Cost Fixed Rate 6.890% 6.922%
30 Year Low Cost Fixed Rate 6.440% 6.456%
30 Year Low Cost Fixed Rate 6.390% 6.396%
30 Year Low Cost Fixed Rate 6.390% 6.394%
15 Year Fixed Rate 5.590% 5.617%
15 Year Fixed Rate 5.690% 5.698%
15 Year Low Cost Fixed Rate 6.390% 6.441%
15 Year Low Cost Fixed Rate 5.940% 5.965%
15 Year Low Cost Fixed Rate 5.890% 5.900%
15 Year Low Cost Fixed Rate 5.890% 5.896%
10 Year Low Cost Fixed Rate 6.240% 6.313%
10 Year Low Cost Fixed Rate 5.790% 5.805%
5/1 ARM (30 year) 5.740% 6.366%
5/1 ARM (30 year) 5.740% 6.355%
Product Rate APR
Home Equity Line of Credit 6.240% 6.240%
30 Year Home Equity Loan 6.790% 6.790%
20 Year Home Equity Loan 6.690% 6.690%
15 Year Home Equity Loan 6.590% 6.590%
10 Year Home Equity Loan 6.490% 6.490%
5/1 Home Equity Loan 6.390% 6.606%
  • 1. Buy Now. Refi Later 1. Buy Now. Refi Later - Mobile

    Buy Now. Refi Later

    If rates drop, even after you close on your loan, you can refinance to the lower rate for free.

  • 2. USA Today 2. USA Today - Mobile

    Proud to be One of the Best

    Third Federal has been named one of the top 500 financial services companies for customer service in 2026 by USA TODAY.

  • 3. 5-Month CD Special 3. 5-Month CD Special - Mobile

    5-Month Special CD

    $500 minimum to open

    Interest rates are expected to go down, so lock in a high rate today!

  • 4. 30-Year Home Equity Loan 4. 30-Year Home Equity Loan - Mobile

    30-Year Equity Loan

    Apply for a home equity loan for home improvements, college tuition or consolidate high-interest debt.

Hear From Our Chairman & CEO Marc A. Stefanski

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Helping People Achieve the Dream of Homeownership Since 1938

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