Third Federal's online financial calculators
help take the mystery out of financial planning.

Ever wonder how fast your savings can grow? How different interest rates could affect your mortgage payment? How much you could save by consolidating your revolving credit debts? How soon and how comfortably you could retire?

If you would like to access an online calculator to help answer these or other financial planning questions, Third Federal has prepared a complete set for your use. Just select the calculator you'd like to use, click on the title, and we'll help you do the math.

Home mortgage calculators.

• Which is better: a 15 or 30 year mortgage term?
• What will my adjustable rate mortgage payment be?
• What will my fixed rate mortgage payment be?
• How much interest can I save by making additional principal payments?
• Will paying points save me money?
• How much house can I afford?
• How long will it take me to break even on a mortgage refinance?
• How much interest will I save with a mortgage refinance?

Home equity calculators.

• How much equity do I have in my home?
• Should I consolidate my debt with an equity loan?
• Which is better – an auto loan or a home equity loan?
• What will my monthly payments be for an equity line of credit?
• What will my monthly payments be for an equity loan?

Savings calculators.

• Will my current college savings plan be enough?
• How much monthly income will my retirement savings provide?
• What will it take to create a secure retirement?
• How will a Roth IRA help me save more for my retirement?
• Is there an advantage in converting to a Roth IRA?
• Which is better: a Roth IRA or Traditional IRA?
• How much will I earn on my savings?
• What will it take to reach my savings goal?
• How are my savings affected by taxes and inflation?
• How much might I receive in Social Security benefits?
• What are the benefits of a traditional IRA?