Lock in Your Mortgage Rate with Early Rate Lock Program
When you want to buy a home, planning and preparation is important.
Having a clear picture of what you can afford, and a preapproval in hand, can make the process less stressful and can make your offer more appealing to sellers, especially in a competitive housing market.
But when should you get a preapproval? How do you time it to make sure you get the best rate? In most cases, timing it just right is a guessing game, especially in an unpredictable rate environment.
Third Federal Early Rate Lock Program
When you come to Third Federal for your mortgage loan, you can be confident you are getting the best rate when you take advantage of our Third Federal Early Rate Lock program. With Early Rate Lock, we lock your interest rate early in the homebuying process and for an industry-leading 60 days. If rates go down before you find a home, you can request the lower rate, and we’ll give it to you, for free. And once you find your dream home and convert to a full application, your rate is locked for an additional 60 days.
Third Federal Savings & Loan Advantage
With Third Federal, you'll also get our Lowest Rate Guarantee. If you find a better rate, we’ll beat it, or give you $1,000. And, if rates drop, even after you close on your loan, you can refinance to the lower rate for free through our Buy Now. Refi Later program.
It’s a win, win throughout the process – from preapproval to close, and even after.
So, whether you are ready to get preapproved, or you’ve found your dream house and you’re ready to apply for your mortgage, we take the guesswork out of you getting the best interest rate.
