Third Federal guarantees you the lowest rate on a home equity line of credit. Shop and Compare. If you find a better rate we'll beat it or give you $1,000.

1. Apply for a Third Federal home equity line of credit in our lending area.
2. Bring proof of a home equity line of credit offer with a lower rate
3. If you find a lower rate on a similar home equity line, we'll beat it or give you $1,000

A similar line must be for the same property, term, line amount and have the same prepayment or early termination policy. This guarantee excludes all introductory or temporary rates. In addition, the competitor's home equity line of credit must have the same, or lower amount of fees or costs.

To receive a competitive rate adjustment on your Third Federal Home Equity Line of Credit, print the Rate Challenge Submission Form below and follow the directions on the form.

Rate Challenge Submission Form

Third Federal Lowest Rate Guarantee: Program Rules