Type of Investor:
What type of investor are you?
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1.
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You just received an unexpected gift of $50,000. How would you invest it?
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A very conservative, safe investment that offered a moderate income.
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An investment offering a high current income and a moderate amount of risk.
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An investment offering both a high current income and high capital appreciation
with moderately high risk.
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An investment where higher capital appreciation was the key offering, along with
high risk.
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2.
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How would you feel if your portfolio's value declined suddenly by 15%?
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Sudden fluctuations of this magnitude are unacceptable.
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If the income didn't drop, I could live with the setback in value.
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My goals are long-term, but even a short-term turnaround would bother me.
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I'm in it for the long haul – I expect that some temporary reversals will occur
over time.
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3.
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What type of investments would you be most comfortable to have in your portfolio?
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Certificates of Deposit.
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U.S. Government Securities.
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Blue-chip stocks.
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Stocks of new companies with high growth potential.
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4.
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Which types of investments would you avoid holding in your portfolio?
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Certificates of Deposit.
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U.S. Government Securities.
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Blue-chip stocks.
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Stocks of new companies with high growth potential.
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5.
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What types of investments would you consider most ideal for your portfolio?
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Certificates of Deposit.
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U.S. Government Securities.
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Blue-chip stocks.
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Stocks of new companies with high growth potential.
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6.
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How optimistic are you about the long-term prospects for our economy?
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Downright pessimistic.
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Not really sure.
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Tend to be optimistic.
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Very optimistic.
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7.
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How do you feel about investing in companies outside the United States?
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The U.S. economy and foreign markets are interdependent.
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International investments are attractive investment opportunities.
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Unsure.
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Investment Goals:
Now figure your Investment Objectives.
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1.
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Which of the following best describes your investment objectives?
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Preservation of principal with a moderate amount of current income.
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Generate a high current income.
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Some current income, but with asset growth over time.
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Substantial asset growth over a considerable amount of time.
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2.
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How would you foresee your standard of living five years into the future compared
to today?
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Less than today.
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The same as today.
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Somewhat better than today.
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A lot better than today.
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3.
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In five years, what would you expect would have happened to your portfolio value?
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Overall value is less important than current income.
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The same as today – maybe slightly more.
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Greater than it is today.
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Substantially greater than it is today.
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4.
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The amount of current income your portfolio can generate is:
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My main objective because I'm about to retire.
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Less important than long-term growth.
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5.
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I plan to use the income my portfolio generates for:
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Immediate living expenses.
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Part for living expenses, part for growth through reinvestment.
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All for reinvestment and future growth.
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Investment Timeline:
What's your Investment Timeline?
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1.
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What is your age range?
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56 and over
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46-55
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36-45
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20-35
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2.
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What is your most important financial goal?
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Wealth preservation
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Retirement planning
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Wealth accumulation
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3.
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How much time do you have to achieve your financial goals?
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0-5 years
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5-10 years
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10 years or longer
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Now check your score.
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