Third Federal Savings & Loan

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Lock Your Rate at Preapproval!

Lock in today's low rates now, even before you find a house!


Thinking of buying a home? With Early Approval, you can lock in today's low rates now, even before you find a home.1

  • If rates go down, you can receive the lower rate just by asking.  
  • Fully underwritten loan approval is good for six months.
  • Low closing cost options
  • It's easy and free to sign up!

  
Hurry, Early Approval ends soon!
Click here for related disclosures



Current Purchase Mortgage Rates for July 12, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.64% 3.11%
5/1 ARM (30 year) Low Cost 2.99% 3.17%
30 Year Fixed Rate 2.89% 2.96%
30 Year Low Cost Fixed Rate 3.19% 3.20%
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1 Rate lock renews automatically to current rate after 60 days, or anytime upon request. Preapproval rate lock begins at the time of preapproval application. Borrowers responsible for homeowners insurance, real estate taxes and prepaid interest. Product not available for Private Mortgage Insurance, HomeReady, or 240-Day Locks. ©2020 Third Federal 

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Rated 5 out of 5 by from Good rates, great seevice Mortgage rate was excellent. Loan officer did a great job, providing information and keeping us up to date throughout the process.
Date published: 2020-02-07
Rated 5 out of 5 by from Very Satisfied with Third Federal I am very satisfied with Third Federal
Date published: 2020-02-07
Rated 5 out of 5 by from Low rates great service Rates were very competitive and our loan officer and her supervisor were extremely helpful.
Date published: 2020-02-04
Rated 5 out of 5 by from Loan We had a very wonderful experience at North Olmsted with Dawn S. She was very knowledgeable and helpful with our loan process !!
Date published: 2020-02-02
Rated 5 out of 5 by from Mortgage Loan I obtained a low cost mortgage. It was super easy and the loan officers were efficient. It was a very amazing experience!
Date published: 2020-01-31
Rated 5 out of 5 by from Service! and then rates. Wendy in the North Olmsted office was great to work with! She made this a pleasant experience.
Date published: 2020-01-31
Rated 5 out of 5 by from Best closing cost When I was searching for a loan I found that the closing cost varied between lenders, with Third Federal I saved thousands of dollars, have a good rate and the loan officer made things happen even when in a crunch for time, they delivered as promised. Alaways kept me informed along the way
Date published: 2020-01-27
Rated 5 out of 5 by from Low rates, cost was competitive Rates were low, customer service was very good. Had used previously and felt comfortable using again.
Date published: 2020-01-26
Rated 5 out of 5 by from Very professional Our Loan Officer was professional, courteous, competent, friendly and efficient. She did a great job for us.
Date published: 2020-01-24
Rated 5 out of 5 by from Rates the best out there Linda was just great to work with and when she wasn’t there Colleen did a great job also. Both made there process very ease. I felt very comfortable working with them.
Date published: 2020-01-24
Rated 5 out of 5 by from Low Rate, and great customer service! So easy to deal with, and we got a great rate!
Date published: 2020-01-22
Rated 5 out of 5 by from Low rates Best rates along with great customer service
Date published: 2020-01-21
Rated 5 out of 5 by from customer service Customer service ( Mary ) was over & above anything I've ever experienced !!! Outstanding !!
Date published: 2020-01-20
Rated 5 out of 5 by from Low rates Rates are very low as expected. Good competetor for other lendors
Date published: 2020-01-17
Rated 5 out of 5 by from Low rates, exceptional customer service Rates were low, customer service was outstanding, and every employee I came in contact with was easy to work with.
Date published: 2020-01-15
Rated 5 out of 5 by from Great People Great experience Great experience matched with great people. Tom at third federal make it an easy process which is no small task for a first time home buyer. Thanks to a great process of the peace of mind with the locked in rate and the ability to get Tom over phone or email at any time was huge and will make Third Federal my go to for all future mortgage needs.
Date published: 2020-01-15
Rated 5 out of 5 by from Low Rates, Doesn't Sell My Mortgage Third Federal is reliable and transparent. The ability to change my rate if rates fell before closing was a positive benefit. Additionally, the ability to recast my loan in the future is wonderful. Sharon was very good in communicating these benefits.
Date published: 2020-01-15
Rated 5 out of 5 by from The process was smooth. Thank you! Rates were good and process was smooth.
Date published: 2020-01-14
Rated 5 out of 5 by from Great Service-Product! The process was easier than what I anticipated. The customer service and staff performed extremely well, beyond my expectations. Certainly a #1 choice for mrtg and other products.
Date published: 2020-01-07
Rated 5 out of 5 by from low rates Being a first time home buyer I was lost in the process . The help and guidance I received from Edie and the team at the Rocky River branch was extremely helpful, they walked me through the whole thing in baby steps, which is what I needed. Thank You so much.
Date published: 2020-01-07
Rated 5 out of 5 by from Excellent Service Great rates, excellent communication, and overall positive experience. My best mortgage experience ever.
Date published: 2020-01-06
Rated 5 out of 5 by from Mortgage Process was so fast and easy. This is my second mortgage with Third Federal.
Date published: 2020-01-05
Rated 5 out of 5 by from great rates Extremely knowledgeable. Outstanding service through entire process. Great rates.
Date published: 2020-01-04
Rated 5 out of 5 by from Great Experience I’ve used Third Federal a bunch of times and always an excellent experience
Date published: 2020-01-04
Rated 5 out of 5 by from Loyalty I am very pleased with the loyalty program . The mortgage process went smoothly.
Date published: 2020-01-03
Rated 3 out of 5 by from Construction Loan Good rates/products. Agents rely to heavily on web portal for customer support. Lacks explanation of process to the customer. Not all steps of the process were clearly defined or explained. Customer’s need to push for info and personal contact.
Date published: 2020-01-02
Rated 5 out of 5 by from Good rate, good service The loan officer helped us get locked in at a very good rate. Service was fast and effective.
Date published: 2019-12-31
Rated 5 out of 5 by from Thank you Third Federal Third Federal made this process very easy for us. They were always helpful when we needed them as well. Would definitely recommend.
Date published: 2019-12-30
Rated 5 out of 5 by from Excellent customer service Questions were answered in a timely fashion. Guiding through the process. Was very happy and satisfied with the customer service.
Date published: 2019-12-28
Rated 5 out of 5 by from So easy! Great customer service, awesome rates! My home buying experience was stress free!
Date published: 2019-12-27
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Mortgage purchase promotion