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The Third Federal Difference
The most valuable asset
we have is trust.

The Third Federal Difference

Third Federal is a better bank. We’re a bank you can believe in. Honestly. That’s because everything we do centers on offering you better value for your hard-earned money: lower mortgage rates, higher savings yields, simple, straight-forward products and exceptional, human-touch customer service.  We take the complexity out of banking. 

At Third Federal, what you see is what you get. We shop local and national banks daily to make sure we’re always offering the very best rates and fees. And we never build hidden charges or tricks into our rates or products. We’re straight-forward and honest. It’s the way banking should be. 

We Operate According to Deep Values

At Third Federal, our values—love, (concern for others,) trust, respect, a commitment to excellence and fun—guide everything we do. They’re what drive us to help you find the loan that makes the most sense for you. From our home buying seminars to our useful online resources, we’re committed to preparing you for homeownership—beyond just being able to afford a down payment. Along with owning a home, we work with you to save for your future with great savings and retirement account options. It’s all a part of our commitment at Third Federal. 

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We Service All of Our Mortgages

We Offer Competitive Rates

As a low-cost provider, we’re careful how we spend our money. That’s how we’re able to pass great savings on to you in the form of some of the most competitive rates in the industry.

We’ve Been 5-star Rated for More Than 25 Years

Independent rating agency, Bauer Financial, has recognized Third Federal as a 5-star (superior) institution for more than 100 quarters in a row. We’re the only financial institution headquartered in Cleveland that can say that.

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