Third Federal Savings & Loan

November 2019

The holidays always give us a time to reflect on the year we are ending and the year ahead. It gives us an opportunity to take stock of what is important and what we are thankful for.

I am thankful. Thankful for our customers around the country who put their trust in us. Customers both new, and those we’ve had for decades, who know that when they come to Third Federal, that they will get the best rates and that we will put them in products that make sense for their needs.

I am thankful. Thankful for the communities we serve and the people and programs that make our neighborhoods a better place to live. We are driven and are lucky to be able to give back to those communities and to strengthen them, helping those who work and live in the area be more successful.

I am thankful. Thankful for our stockholders and their faith in the business model we have and the support they have shown to us. We have been in business for more than 81 years, and plan to be here for 81+ more.

I am thankful. Thankful for our more than 1,000 associates who work at Third Federal and live our value system every day. A business is more than bricks and mortar. It is more than the Internet. It is the people who make their careers with Third Federal and take the time to do what is best for our customers. And for that, I am grateful every day.

I wish all of you a warm holiday season.

Marc A. Stefanski
Chairman and CEO