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Loyalty Perks Program
Our perks are as good
as our word. Seriously.

As a Third Federal customer, you’re automatically enrolled in our Loyalty Perks program. And we always keep the offering fresh, which means you can enjoy a wide variety of perks—just for being a valued customer. You can even share these benefits with family and friends!

Current Perks   

  • .25% discount off Home Equity Loan rates
  • Open a new Home Equity Line of Credit and we’ll waive your annual fee for the life of the line
  • Relock your rate on all Smart Rate mortgages for only $295
  • $250 off closing costs for any Third Federal purchase mortgage
  • One free rate revision on your next Third Federal mortgage1
  • No cost recasting to help lower your monthly payment2

Loyalty Perks benefits expire 10/31/2020. To be eligible for Loyalty Perks you must have an outstanding Third Federal mortgage loan, home equity loan, or have an established outstanding Third Federal deposit account that has been open for at least 6 months, or be referred by an eligible member. ¹240-day rate commitments are not eligible for one free rate revision. 2For Recasting, the principal payment of $5,000 must be made in one payment and must be accompanied by a written request or signed “Agreement for Modification or Extension of Mortgage” to your existing Third Federal Mortgage, does not apply to any home equity products. Program benefits and program rules are subject to change without notice. Product features are subject to change.

Click here for eligibility, terms, conditions and the complete rules.