Get a $750 First Time Home
Buyer Credit!
Thinking about buying your first home? Now's the time with Third Federal's First Time Home Buyer Program. As a first time home buyer, you get many unique benefits including a $750 credit that you can use towards closing costs and put as little as 3% down.1
Plus, you get these other special features:
- Third Federal locks your mortgage rate at preapproval, even before you find a house or get a mortgage loan.2
- If mortgage rates happen to go even lower, you can get the lower rate just by asking.
- $0 closing cost options3
- Fully underwritten preapproval
- Get the lowest rate guaranteed4
- Put 5% down without Private Mortgage Insurance or as little as 3% down with PMI1
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Rate | 6.490% | 6.514% |
| 30 Year Low Cost Fixed Rate | 6.790% | 6.797% |
| 5/1 ARM (30 year) | 6.250% | 7.040% |
| 5/1 ARM (30 year) Low Cost | 6.550% | 7.118% |
Get a $25 Home Depot® gift card at preapproval and another $25 Home Depot® gift card after your loan closes!
Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.
Product rates and features subject to change. 1One borrower must be a first time homebuyer to receive the 3% down and $750 off closing cost. 2Preapproval rate lock begins at time of preapproval application and is good for 60 days. 3$0 closing costs available for low cost mortgages. $495 discount on fully-costed mortgages. Borrowers responsible for homeowners insurance, real estate taxes and prepaid interest. 4See conditions for Lowest Rate Guarantee at thirdfederal.com, or call 1-877-835-4250. $50 offer consists of $25 Gift Card to The Home Depot® provided upon approval for purchase mortgage or preapproval plus additional $25 Gift Card provided after mortgage is closed. Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC. ©2025 Third Federal
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