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Welcome to Third Federal Online Banking.

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Payment Assistance for Federal Employees

We are here to help our customers impacted by the government shutdown.

If you are a government employee furloughed or working without pay, we are here to help. Please contact our Special Servicing Team at 1-866-866-7916, option 1.

Our home equity line rate is typically 20% lower than other lenders!

And our home equity line gets even better!

  • No closing costs
  • No prepayment penalties
  • No minimum draw requirements


  • Balanced monthly payments
  • Pay less interest

 

    Rates for March 25, 2026
    Cuyahoga County, Ohio
    All Mortgage Rates 0 Points
    Product Rate APR
    Home Equity Line of Credit 6.240% 6.240%
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    Since 1938, Third Federal has been helping families. We never sell the servicing of our loans so you always know who to call. It's one of the reasons Consumer Reports ranks us #6 in the nation among large and mid-sized banks.

    * Borrowers are responsible for doc stamps and other taxes, if applicable. Click here to view disclosures and rules for Lowest Rate Guarantee.

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    1-800-THIRD-FED Click HereClick Here to see contact form
    Open a Home Equity Line of Credit by April 8 & get a $50 Gift Card to The Home Depot®
    Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.
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