Our home equity line rate is typically 20% lower than other lenders!
And our home equity line gets even better!
- No closing costs
- No prepayment penalties
- No minimum draw requirements
- Balanced monthly payments
- Pay less interest
Rates for October 21, 2026
All Mortgage Rates 0 Points
| Product | Rate | APR |
|---|---|---|
| Home Equity Line of Credit | 6.490% | 6.490% |
To receive a call from a representative,
fill out the form below.
Since 1938, Third Federal has been helping families. We never sell the servicing of our loans so you always know who to call. It's one of the reasons Consumer Reports ranks us #6 in the nation among large and mid-sized banks.
* Borrowers are responsible for doc stamps and other taxes, if applicable. Click here to view disclosures and rules for Lowest Rate Guarantee.
* Borrowers are responsible for doc stamps and other taxes, if applicable. Click here to view disclosures and rules for Lowest Rate Guarantee.
Prefer to Speak With a Representative
Click to Speak with a Representative
Request a Call Back

Open a Home Equity Line of Credit by October 30 & get a $50 Gift Card to The Home Depot®
Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.
Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.