Pay only $495 closing costs on low cost products!
Why pay a mortgage longer than you have to? With interest rates near an all-time low, homeowners are taking advantage and refinancing with Third Federal's 10-Year Mortgage. For about the same monthly payment you have today, you may be able to shorten your mortgage and pay it off faster.
We also offer low cost options, where closing costs can be as little as $495. You only pay $495 in closing costs. We pay everything else, including:
- Application fee
- Underwriting fee
- Processing fee
- Appraisal fee
- Settlement fee
- Title insurance fee
Mortgage Rates for September 18, 2025
All Mortgage Rates 0 Points
| Product | Rate | APR |
|---|---|---|
| 10 Year Fixed Rate | 5.540% | 5.645% |
| 10 Year Low Cost Fixed Rate | 5.890% | 5.905% |
Since 1938, Third Federal has been helping families by providing lower mortgage rates and closing costs. We never sell the servicing of our loans so you always know who to call. These are just a few of the reasons Consumer Reports ranks us #6 in the nation among large and mid-sized banks.
Borrowers are responsible for doc stamps and other taxes, if applicable. Click here to view disclosures.
Open a 10-year Fixed Rate Mortgage by October 10 & get a $50 Gift Card to The Home Depot®
Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.
Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.
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