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Welcome to Third Federal Online Banking.

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Pay only $495 closing costs on low cost products!

Why pay a mortgage longer than you have to? With interest rates near an all-time low, homeowners are taking advantage and refinancing with Third Federal's 10-Year Mortgage. For about the same monthly payment you have today, you may be able to shorten your mortgage and pay it off faster.

We also offer low cost options, where closing costs can be as little as $495. You only pay $495 in closing costs. We pay everything else, including:

    • Application fee
    • Underwriting fee
    • Processing fee
    • Appraisal fee
    • Settlement fee
    • Title insurance fee

    Since 1938, Third Federal has been helping families by providing lower mortgage rates and closing costs. We never sell the servicing of our loans so you always know who to call. These are just a few of the reasons Consumer Reports ranks us #6 in the nation among large and mid-sized banks.

    Click here to view disclosures.

    Mortgage Rates for July 06, 2025 Loans $110-$417K
    Cuyahoga County, Ohio
    All Mortgage Rates 0 Points
    Product Rate APR
    10 Year Fixed Rate 5.740% 5.845%
    10 Year Low Cost Fixed Rate 6.090% 6.105%
    Open a 10-year Fixed Rate Mortgage by July 27 & get a $50 Gift Card to The Home Depot®
    Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.
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