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Introducing our low cost 10-year fixed rate mortgage

Third Federal now offers a 10-Year Low Cost Fixed Rate Mortgage with closing costs of just $295.

With our new 10-Year Low Cost Fixed Rate Mortgage, closing costs are only $295 (FL borrowers pay doc stamps & intangible tax). All other closing costs are paid by us, saving you thousands of dollars.

With a rate this low, you can refinance to a shorter term, you'll pay less interest, and pay off your mortgage in just 10 years or less!  So even if you only have a few years left on your mortgage, you may still be able to shorten your mortgage by as much as two years.  That means a mortgage with 12 years remaining could be reduced to just 10 years, and a mortgage with 10 years remaining could be reduced to just 8 years.  Think of the savings when you reduce your mortgage by two years! 

Here's an example of how you could save thousands of dollars over the life of your loan by refinancing from a 15 year fixed rate loan, with 12 years remaining on the loan, to a 10 year fixed rate loan.  You can also use our Refinance Calculator to see how much interest you can save.

Typical savings by switching to our 10-year loan

 Apply now or call Customer Service at 1-800-844-7333 for more information.


We offer a variety of other fixed and Smart Rate mortgage products.  Click here for more information.