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Advantages for your first-time buyers

First-time homebuyers often face unique challenges — including limitations on their financial resources. At Third Federal, we're sensitive to first-time buyer needs and offer several features to help these clients become homeowners.

  • $750 First-Time Home Buyer credit, which the borrower can apply toward closing costs or other purchase-related expenses, such as prepaid interest.
  • $295 closing cost options available on all low-cost purchase mortgages.1 We pay all other closing costs, potentially saving your buyer thousands of dollars.
  • 5 percent down option on loan amounts up to $424,100.
  • No private mortgage insurance (PMI) when the borrower puts at least 15 percent down.
  • Lowest Rate Guarantee — if your homebuyer finds a lower rate, we'll beat it or pay the borrower $1,000.2
  • Rate Lock — your clients can lock in a rate at preapproval and hold it for up to 300 days while they shop.

To learn more about how we can help put your clients into their very first home, talk with one of our dedicated mortgage specialists — call toll-free 1.888.304.5136.

Third Federal
1 Borrowers are responsible for doc stamps, intangible taxes and other taxes, if applicable.

2 See conditions for Lowest Rate Guarantee at

This document is for the use of educating businesses, real estate professionals and builders regarding some of Third Federal Savings' rates and products. This is not an advertisement or solicitation of loans, and is not intended for borrowers. Product features are subject to change without notice. ©2017 Third Federal

Equal Housing Lender. Member FDIC. ©2017 Third Federal

©2017 Third Federal Savings & Loan

National Headquarters  |  7007 Broadway Ave.  |  Cleveland, OH 44105  |  1.800.844.7333