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Home Equity Rates

Opening a home equity line of credit or taking out a home equity loan uses the equity in your home as collateral and is a great way to pay for the big things that can improve your family’s quality of life. Check out these helpful calculators to see if a home equity line is right for you.

Equity Rates for July 29, 2016
Loudoun County, Virginia
Home Equity Line of Credit
5/1 Adjustable Equity Loan
Fixed Rate Home Equity Loan
All Mortgage Rates 0 Points
Product Rate APR
Home Equity Line of Credit
Line Balance: $50,000-$150,000
2.99% 2.99%
Home Equity Line of Credit
Line Balance: $10,000-$49,999
3.74% 3.74%
Product Rate APR
5/1 (30 Year) Adjustable Equity Loan
3.75% 3.59%
Product Rate APR
10 Year Home Equity Loan
4.65% 4.65%
5 Year Home Equity Loan
4.19% 4.19%

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Home Equity Calculators

Opening a home equity line of credit or taking out a home equity loan uses the equity in your home as collateral and is a great way to pay for the big things that can improve your family’s quality of life. Check out these helpful calculators to see how if a home equity line is right for you.

Our Rate Isn't Too Good to be True. But it is Too Good to Pass Up.

How much will I save with a 5/1 Smart Rate mortgage compared to a fixed rate mortgage?

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Smart Rate Adjustable Mortgage vs. Fixed Rate

How can a Smart Rate mortgage help me pay down my loan faster?

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Mortgage Comparison: 15 Years vs. 30 Years

Which is better: a 15 or 30 year mortgage term?

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Refinance Interest Savings

How much interest will I save with a mortgage refinance?

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Mortgage Refinance Break Even

How long will it take me to break even on a mortgage refinance?

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Adjustable Rate Mortgage Calculator

What will my adjustable rate mortgage payment be?

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Mortgage Payoff

How much interest can I save by making additional principal payments?

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Mortgage Required Income

What income is required to qualify for a mortgage?

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Mortgage Loan Calculator (PITI)

What will my fixed rate mortgage payment be?

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Mortgage Qualifier

How much house can I afford?

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Credit Line

For what line amount might I qualify?

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HELOC Payment Calculator

Home Equity Line of Credit (HELOC) Payment Calculator

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College Savings

Will my current college savings plan be enough?

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Traditional IRA Calculator

What are the benefits of a traditional IRA?

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Retirement Income

How much monthly income will my retirement savings provide?

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Retirement Planner

What will it take to create a secure retirement?

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Roth IRA Calculator

How will a Roth IRA help me save more for my retirement?

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Roth IRA Conversion

Is there an advantage of converting to a Roth IRA?

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Roth IRA vs. Traditional IRA

Which is better: a Roth IRA or a Traditional IRA?

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Social Security Benefits

How much might I receive in Social Security benefits?

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Savings Calculator

How much will I earn on my savings?

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Cool Million

What might it take to save one million dollars?

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Savings Goals

What will it take to reach my savings goal?

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Savings, Taxes, and Inflation

How are my savings affected by taxes and inflation?

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Home Equity Loan Calculator

Use this calculator to calculate home equity product scenarios.

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