Home Equity Rates

Opening a home equity line of credit or taking out a home equity loan uses the equity in your home as collateral and is a great way to pay for the big things that can improve your family’s quality of life. Check out these helpful calculators to see if a home equity line is right for you.

Equity Rates for May 01, 2025

Cuyahoga County, Ohio

Home Equity Line of Credit

5/1 Adjustable Equity Loan

Fixed Rate Home Equity Loan

Select Term:

Product	Rate	APR
Home Equity Line of Credit	6.990%	6.990%

Select Term:

Product	Rate	APR
5/1 Home Equity Loan	7.190%	6.778%

Select Term:

Product	Rate	APR
10 Year Home Equity Loan	7.190%	7.190%
5 Year Home Equity Loan	6.990%	6.990%

More Rates + Details Apply Today

Variable APR of Prime - .51%

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Home Equity Calculators

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Mortgage QualifierNEW!

How much house can I afford?

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Refinance Scenario CalculatorNEW!

Refinance Scenario Calculator

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IRA DistributionNEW!

What is my required minimum distribution (RMD)?

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Inherited IRANEW!

How much am I required to withdraw from my inherited IRA?

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Our Rate Isn't Too Good to be True. But it is Too Good to Pass Up.

How much will I save with a 5/1 Smart Rate mortgage compared to a fixed rate mortgage?

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Smart Rate Adjustable Mortgage vs. Fixed Rate

How can a Smart Rate mortgage help me pay down my loan faster?

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Mortgage Comparison: 15 Years vs. 30 Years

Which is better: a 15 or 30 year mortgage term?

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Refinance Interest Savings

How much interest will I save with a mortgage refinance?

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Mortgage Refinance Break Even

How long will it take me to break even on a mortgage refinance?

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Adjustable Rate Mortgage Calculator

What will my adjustable rate mortgage payment be?

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Mortgage Payoff

How much interest can I save by making additional principal payments?

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Mortgage Required Income

What income is required to qualify for a mortgage?

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Mortgage Loan Calculator (PITI)

What will my fixed rate mortgage payment be?

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Credit Line

What is the equity line amount I can qualify to receive?

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HELOC Payment Calculator

Home Equity Line of Credit (HELOC) Payment Calculator

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College Savings

Will my current college savings plan be enough?

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Traditional IRA Calculator

What are the benefits of a traditional IRA?

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Retirement Income

How much monthly income will my retirement savings provide?

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Retirement Planner

What will it take to create a secure retirement?

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Roth IRA Calculator

How will a Roth IRA help me save more for my retirement?

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Roth IRA Conversion

Is there an advantage of converting to a Roth IRA?

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Roth IRA vs. Traditional IRA

Which is better: a Roth IRA or a Traditional IRA?

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How much might I receive in Social Security benefits?

Savings Calculator

How much will I earn on my savings?

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Cool Million

What might it take to save one million dollars?

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Savings Goals

What will it take to reach my savings goal?

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Savings, Taxes, and Inflation

How are my savings affected by taxes and inflation?

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Home Equity Loan Calculator

Use this calculator to calculate home equity product scenarios.

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Certificate of Deposit Calculator

Find out how much interest you can earn on a Certificate of Deposit (CD).

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Rates & Calculators

Home Equity Calculators