Home Equity Line of Credit (HELOC) with Third Federal

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Home Equity Line of Credit (HELOC) with Third Federal

Opening a home equity line of credit (HELOC) or taking out a home equity loan is a great way to pay for the big things that can improve your family's quality of life, like tuition, home renovations, or starting a business. And because you’re borrowing against the value of your home, your interest rate is usually quite low. 

Home Equity Lines vs. Home Equity Loans

There are two types of home equity products — home equity lines and loans. Both products use the equity you have in your home as collateral, and serve as a second mortgage. A home equity line or loan doesn’t have to be with the same lender that has your first mortgage.

Click here to Learn More

Home Equity Rates

 
Home Equity Rates for December 05, 2019
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
Home Equity Line of Credit 3.74% 3.74%
Product Rate APR
5/1 Home Equity Loan 4.79% 4.13%
Product Rate APR
10 Year Home Equity Loan 4.49% 4.49%
5 Year Home Equity Loan 4.29% 4.29%
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Rated 5 out of 5 by from Low rates and great customer service The process was fairly easy and Opal helped us through the whole process. I had applied for a Equity home line with my house bank, where I am a customer for 22 years with an excellent history and they made it extremely complicated. I used to have a Equity line on my former house with Third Federal and went back. The appreciated my continuing business and from application to closing it was a smooth operation. Also the interest rate was a full point lower than every where else.
Date published: 2019-11-26
Rated 5 out of 5 by from Refinance and Home Equity Rates were great and our loan specialist was outstanding.
Date published: 2019-11-26
Rated 5 out of 5 by from lowest rates and attentive service i called banks and credit unions both locally and nationally and none could match third federal’s rates for our heloc. a major bonus has been the dedicated and efficient customer service.
Date published: 2019-11-23
Rated 5 out of 5 by from Low rate The customer service was very friendly and helpful. Appreciated how fast this was completed and with no setbacks. Highly recommend your services from my own experience.
Date published: 2019-11-23
Rated 5 out of 5 by from Rates good but Customer Service was even Better!! Rates and program are good, but what really was important was the customer service attention I received from Laura, my loan officer at the Seminole Branch. She always kept me in the loop and even helped guide me through the process. Thanks again !!
Date published: 2019-11-23
Rated 5 out of 5 by from HELOC Low rates, no closing costs and 20 minute closing at my location.
Date published: 2019-11-19
Rated 5 out of 5 by from Home Equity - Use it! We decided to get a home equity line of credit on our home. Third Federal was our first choice as they carried the mortgage for our house for many years. We applied on line and the whole process was seamless, even though we'd never applied for a loan on line before. In this day and age, businesses like Third Federal Savings and Loan are a breath of fresh air - they offer a good product and excellent service - with no hidden agenda.
Date published: 2019-11-19
Rated 5 out of 5 by from Great customer service All of the people at Third Federal made it very easy to get my home equity loan
Date published: 2019-11-19
Rated 5 out of 5 by from Low Rates Rates were the lowest we found and the process was very easy with great customer service!
Date published: 2019-11-19
Rated 5 out of 5 by from Low rates Outstanding customer service and low rates
Date published: 2019-11-18
Rated 5 out of 5 by from Service Eduardo fast & efficient. Third Federal rates better than my other bank of 30 years....and service much better. Questions answered promptly
Date published: 2019-11-16
Rated 5 out of 5 by from Great rates, easy to work with Best rates ever, easiest application process, 2nd loan thru 3rd federal forvus and we coukdnt be happier
Date published: 2019-11-16
Rated 4 out of 5 by from Low rate Process went well and closing rep. Was very nice.
Date published: 2019-11-15
Rated 4 out of 5 by from HELOC Obtained a HELOC as pricing was very good and being an existing customer, there were no fees and a $100 Home Depot gift card to be had! Service was generally adequate, nothing great, however I've been in the mortgage business forever so I probably have different expectations than most. The online interface that you use to get the loan processed needs improvement, for sure, as it indicates you still need to provide documentation when you already have. Also, it would not upload all of our documents, so we ended up having to fax some. The main thing is the rate thought, and at prime minus 1.01 it's a great deal.
Date published: 2019-11-12
Rated 5 out of 5 by from low rates Employees are all very nice and professional. Rates on mortgage are vey good.
Date published: 2019-11-12
Rated 4 out of 5 by from Lowest rates, Escrow hurdles A plus and a minus. I did a comparison of about 6 loan companies. Third Federal has the best rates, and no minimum withdrawals. But unlike any other lender, they would not handle the transfer of title from our trust to us and back again. Any lender that we have used for our house, has always taken care of that. However, in the log run, the plus far outweighs the minus.
Date published: 2019-11-12
Rated 5 out of 5 by from Best Customer Service Easy application process. But the best part is that there are live persons in Customer Service who are just a phone call away. No automated service, no overseas call center. Friendly, knowledgeable, efficient staff. Customer Service the way it used to be.
Date published: 2019-11-11
Rated 4 out of 5 by from Low rates Rates were low. I had to followup with thebservice representative to get things processed
Date published: 2019-11-09
Rated 5 out of 5 by from Great help with our loan We were pleased with kristy and the loan process. Walked us through our options, timely updates on the progress and great time spent explaining docs at signing.
Date published: 2019-11-09
Rated 5 out of 5 by from Low rates Very competative
Date published: 2019-11-09
Rated 5 out of 5 by from Equity loan Customer service was excellent.
Date published: 2019-11-09
Rated 5 out of 5 by from Low rates Responses were given me fast! Low rates, great communication with customer service
Date published: 2019-11-09
Rated 4 out of 5 by from refinance equity Very Patience with us.
Date published: 2019-11-08
Rated 4 out of 5 by from Good value for a long term customer. Good value vs. other local banks and good service by Shelli in our local office.
Date published: 2019-11-08
Rated 5 out of 5 by from low rates every body was so helpful in process. great job.
Date published: 2019-11-06
Rated 5 out of 5 by from HELOC The entire process was super easy and smooth, best loan experiences ever.
Date published: 2019-11-05
Rated 5 out of 5 by from No cost refi The loan officer Drew was great, very helpful and easy to work with.
Date published: 2019-11-05
Rated 5 out of 5 by from Low rate Low rates and good service
Date published: 2019-11-04
Rated 5 out of 5 by from Excellent Customer Service Third Federal is very easy to work with to obtain a loan. I have had a few loans with them over the years and I keep going back because of their professionalism and customer service.
Date published: 2019-11-04
Rated 5 out of 5 by from Home Refinance Customer service was outstanding. I would lie to specifically call out Heather F., who was my main point of contact during the process. She was always available to answer questions, returned emails very quickly, and was very pleasant and professional.
Date published: 2019-11-04
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