Home Equity Line of Credit (HELOC) with Third Federal

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Home Equity Line of Credit (HELOC) with Third Federal

Opening a home equity line of credit (HELOC) or taking out a home equity loan is a great way to pay for the big things that can improve your family's quality of life, like tuition, home renovations, or starting a business. And because you’re borrowing against the value of your home, your interest rate is usually quite low. 

Home Equity Lines vs. Home Equity Loans

There are two types of home equity products — home equity lines and loans. Both products use the equity you have in your home as collateral, and serve as a second mortgage. A home equity line or loan doesn’t have to be with the same lender that has your first mortgage.

Click here to Learn More

Home Equity Rates

 
Home Equity Rates for April 03, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
Home Equity Line of Credit 3.19% 3.19%
Product Rate APR
5/1 Home Equity Loan 4.49% 3.69%
Product Rate APR
10 Year Home Equity Loan 4.29% 4.29%
5 Year Home Equity Loan 3.99% 3.99%
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Rated 5 out of 5 by from Lowest rates we found Best rates in the business
Date published: 2020-03-30
Rated 5 out of 5 by from Low Rate, Great Customer Service The rate was shockingly low and that made me so happy. My assigned associate walked me through each step and it really reduced the time for everything to be completed and approved.
Date published: 2020-03-25
Rated 5 out of 5 by from Start to finish Equity loan in under a month I applied online, providing all information needed. The ease of working on submitting requested documents, such as proof of income and signing bank documents was unparalleled. I don’t have a functioning printer at this time, so an option to have documents I signed mailed to me would have been nice.
Date published: 2020-03-24
Rated 5 out of 5 by from Third Federal has the best intrisrate rate anywher rates were incredible low and great service
Date published: 2020-03-24
Rated 5 out of 5 by from Great Customer Service and Low Rates Rates were incredibly low and the customer service at the Third Federal Bank in Naples, Florida was fantastic.
Date published: 2020-03-23
Rated 5 out of 5 by from Professional Prompt Service Rates are very competitive and staff is professional, courteous, knowledgeable and prompt.
Date published: 2020-03-23
Rated 5 out of 5 by from Great Experience; Hometown Bank Feel Shopped several lenders, and Third Fed had the best rate, by far for our home equity loan. Closing process was simple (nearly all electronic) with no fees. Loan officer was always accessible through the processing time.
Date published: 2020-03-22
Rated 5 out of 5 by from Great service, low rates Loan officer was fantastic. She knew process very well. The rate is very good and the terms great.
Date published: 2020-03-21
Rated 5 out of 5 by from Lowering my rate The loan officer who helped me at the Medina Ohio office was very caring and informative. She directed me to look at different options. Can't thank her enough.
Date published: 2020-03-21
Rated 5 out of 5 by from Great rates and superior service. We have our mortgage with Third Federal and called for a HELOC. Great rate, easy and fast.
Date published: 2020-03-21
Rated 5 out of 5 by from Closed early Carolyn was very easy to work with. This is our fifth house and this was by far the easiest process we have ever had. We were set to close in thirty days and we were actually able to close a few days sooner. Great experience and I am recommending them to everyone.
Date published: 2020-03-21
Rated 5 out of 5 by from Very simple process and quick results Great rates and everything was done online. Very painless process
Date published: 2020-03-20
Rated 4 out of 5 by from Low rates and low cost Great rate
Date published: 2020-03-20
Rated 5 out of 5 by from Easy process We were offered a line of credit as well during the refinance of our mortgage. The whole process was very easy and the terms were good.
Date published: 2020-03-19
Rated 5 out of 5 by from Great Product! I am a consumer with 20+ years experience in the mortgage business. You did outstanding - thank you.
Date published: 2020-03-18
Rated 5 out of 5 by from Low Rates and Excellent Service Best rate I could find and was pleasantly surprised by the excellent customer service. Highly recommended.
Date published: 2020-03-17
Rated 5 out of 5 by from Low rates, low cost Rates were very low and customer service from beginning to end was excellent
Date published: 2020-03-17
Rated 5 out of 5 by from Great services Great service great rate
Date published: 2020-03-15
Rated 5 out of 5 by from Easiest Loan I have ever completed I accomplished this loan 95% at my computer. The communication from Third Federal was always very complete and thorough so I never had to reach out with additional questions. Third Federal communications always provided a timeline graphic that made it very clear which step I was in as the loan went through the full process. The last 5% was a representative that came to my home for the final signing of the loan documents. The entire process took about 5 weeks and could have been a tiny bit shorter if I had supplied answers and docs with more urgency. Overall, I am super satisfied with the ease of the entire process. Well done!
Date published: 2020-03-15
Rated 5 out of 5 by from Home equity line of credit process I had a totally excellent experience with third federal when applying for our home equity line of credit. The requirements were straight forward and our loan officer was very helpful throughout the entire process. We also carry our 1st mortgage with third federal and have been very pleased with that program too. I would recommend third federal to all my friends and relatives.
Date published: 2020-03-14
Rated 5 out of 5 by from Great service. Low fees. Such a great experience. Maria made the whole process so easy. Third Federal is extremely transparent with their low fees. They also have the best rates. Thank You.
Date published: 2020-03-14
Rated 5 out of 5 by from Low rates first rate friendly treatment Rates outstanding and treatment extraordinary. I mean that.
Date published: 2020-03-14
Rated 5 out of 5 by from Lowest rate and best service hands down! Lowest rate and best service hands down!
Date published: 2020-03-14
Rated 5 out of 5 by from We are already a customer Customer service was great. Perry did an excellent job of keeping me informed and answered al my questions.
Date published: 2020-03-14
Rated 4 out of 5 by from Service and rates Customer service was outstanding
Date published: 2020-03-14
Rated 5 out of 5 by from Low rates I worked with Maria who was wonderful. She answered all my questions and was a delight to work with.
Date published: 2020-03-14
Rated 5 out of 5 by from Low rates, efficient process. Third Federal offered the best rates available and the entire process was very straightforward. The loan was processed in less than a month.
Date published: 2020-03-14
Rated 4 out of 5 by from Affordable rates Excellent service!!
Date published: 2020-03-13
Rated 4 out of 5 by from Timeliness It took longer than I expected to get through the process of finalizing the loan.
Date published: 2020-03-13
Rated 5 out of 5 by from Low Rates, Low Cost and Fantastic Customer Service Mortgage Rates were competitively low as is the Low Cost closing. Client Customer Service is way above any other company we've ever dealt with. Nic and The Naples team should be the benchmark for Superior Customer Service.
Date published: 2020-03-13
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