Five stars strong. Five stars superior.
For 35 years, Third Federal has been rated 5 stars (superior) for strength and stability from the independent bank rating agency, Bauer Financial. We operate with more than double the capital reserves required by regulators.
And, of course, our deposits are FDIC insured.
Certificate of Deposit Rates All of Third Federal’s CD rates offer competitive returns with low minimums and it’s easy to get started. You can open your CD over the phone by calling 1-800-THIRD-FED, online at thirdfederal.com or at any of our full-service branches.
Select Product
Special CDs
Standard CDs
Retirement CDs
Rising Rate CD
Bonus CDs
All Mortgage Rates 0 Points
Select Term:
30
20
15
Term
APY
7 Month Special
Minimum to Obtain: $500
4.00%
5 Month Raise Your Rate CD
Minimum to Obtain: $100000
4.00%
5 Month Raise Your Rate CD
Minimum to Obtain: $50000
3.80%
5 Month Raise Your Rate CD
Minimum to Obtain: $500
3.60%
7 Day CD
Minimum to Obtain: $500
3.50%
19 Month Special
Minimum to Obtain: $500
3.75%
29 Month Special
Minimum to Obtain: $500
4.00%
39 Month Special
Minimum to Obtain: $500
4.00%
Select Term:
30
20
15
Term
APY
3 Months
Minimum to Obtain: $500
2.00%
6 Months
Minimum to Obtain: $500
3.00%
12 Months
Minimum to Obtain: $500
1.50%
7 Day CD
Minimum to Obtain: $500
3.50%
Select Term:
30
20
15
Term
APY
7 Month Special
Minimum to Obtain: $500
4.00%
5 Month Raise Your Rate CD
Minimum to Obtain: $100000
4.00%
5 Month Raise Your Rate CD
Minimum to Obtain: $50000
3.80%
5 Month Raise Your Rate CD
Minimum to Obtain: $500
3.60%
19 Month Special
Minimum to Obtain: $500
3.75%
29 Month Special
Minimum to Obtain: $500
4.00%
39 Month Special
Minimum to Obtain: $500
4.00%
Select Term:
30
20
15
Term
APY
3 Year Rising Rate CD
Minimum to Obtain: $500
3.50%
3 Year Rising Rate CD
Minimum to Obtain: $500
4.00%
3 Year Rising Rate CD
Minimum to Obtain: $500
3.75%
1 Year Rising Rate CD
Minimum to Obtain: $500
3.80%
1 Year Rising Rate CD
Minimum to Obtain: $500
3.70%
1 Year Rising Rate CD
Minimum to Obtain: $500
4.00%
1 Year Rising Rate CD
Minimum to Obtain: $500
3.90%
Term
Months 1-3 APY
Months 4-6 APY
Months 7-9 APY
Months 10-12 APY
1 Year Rising Rate CD
Minimum to Obtain: $500
3.70%
3.80%
3.90%
4.00%
Term
Year 1 APY
Year 2 APY
Year 3 APY
3 Year Rising Rate CD
Minimum to Obtain: $500
3.50%
3.75%
4.00%
Select Term:
30
20
15
Term
APY
6 Month Bonus
Minimum to Obtain: $500
3.00%
6 Month Bonus
Minimum to Obtain: $500
3.00%
6 Month Bonus
Minimum to Obtain: $500
5.00%
6 Month Bonus
Minimum to Obtain: $500
3.00%
6 Month Bonus
Minimum to Obtain: $500
3.00%
6 Month Bonus
Minimum to Obtain: $500
3.00%
36 Month Bonus
Minimum to Obtain: $500
3.50%
36 Month Bonus
Minimum to Obtain: $500
5.00%
36 Month Bonus
Minimum to Obtain: $500
3.50%
60 Month Bonus
Minimum to Obtain: $500
3.25%
60 Month Bonus
Minimum to Obtain: $500
4.50%
60 Month Bonus
Minimum to Obtain: $500
3.25%
60 Month Bonus
Minimum to Obtain: $500
3.25%
60 Month Bonus
Minimum to Obtain: $500
3.25%
Term
Month 1 APY
Month 2 APY
Month 3 APY
Month 4 APY
Month 5 APY
Month 6 APY
6 Month Bonus
Minimum to Obtain: $500
5.00%
3.00%
3.00%
3.00%
3.00%
3.00%
Term
Year 1 APY
Year 2 APY
Year 3 APY
Year 4 APY
Year 5 APY
36 Month Bonus
Minimum to Obtain: $500
5.00%
3.50%
3.50%
60 Month Bonus
Minimum to Obtain: $500
4.50%
3.25%
3.25%