Home Equity OOM

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Get the Guaranteed Lowest Home Equity Line Rate!

Equity lines are a great way to pay for home improvements, college tuition or consolidate high-interest debt.  Because our rate is so low, you pay less.

And our home equity line gets even better.

  • No closing costs
  • No prepayment penalties
  • No minimum draw requirements
  • Balanced monthly payments
  • Pay less interest

Since 1938, Third Federal has been helping families. We never sell the servicing of our loans so you always know who to call. It's one of the reasons Consumer Reports ranks us #6 in the nation among large and mid-sized banks.


* Borrowers are responsible for doc stamps and other taxes, if applicable. Click here to view disclosures and rules for Lowest Rate Guarantee.

Rates for May 09, 2025
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
Home Equity Line of Credit 6.990% 6.990%
5 Year Home Equity Loan 6.990% 6.990%
10 Year Home Equity Loan 7.190% 7.190%
15 Year Home Equity Loan 7.390% 7.390%
20 Year Home Equity Loan 7.590% 7.590%
5/1 Home Equity Loan 7.190% 6.778%
Open a Home Equity Line of Credit by May 11 & get a $50 Gift Card to The Home Depot®
Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.
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