A Great Rate. Easy as that. Third Federal Certificates of Deposit.
When it comes to mortgages, less is more. Less interest. Less hassle. More savings.
Click to learn about some of the common tactics you might face when dealing with a lender or broker.
Honesty has always been our policy. Learn more about Third Federal's history and values.
Third Federal is committed to helping communities thrive. With our HomeReady Mortgage Purchase product, you can put as little as 3% down and get up to $3,000 in down payment assistance. Looking to refinance? Our HomeReady Mortgage Refinance has no closing costs and rates are about 2.00% APR lower than other refinance programs. See below for more details.
At Third Federal, you can lock in our low rates for 60 days.
Even if you haven’t found a home yet, you can still protect yourself from rising rates by getting a Third Federal Preapproval. And if mortgage rates fall even lower, you can receive the lower rate just by asking. Plus, with Third Federal, you’ll receive our fully underwritten preapproval, not just a prequalification.
Looking to purchase a home? Now’s the time with Third Federal’s HomeReady Purchase Mortgage.
With a Third Federal HomeReady Purchase Mortgage, you can get a new home loan from $10,000 - $150,000, and use grants and other funds towards your down payment. Plus you get these great benefits:
Want to lower your monthly payment? With Third Federal’s HomeReady Refinance Mortgage, you can save more than $100 per month* on loans and pay no money out-of-pocket.
And there are more great benefits:
Get more from your money with great rates and low minimums on Third Federal CDs.