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Welcome to Third Federal Online Banking.

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Closing Costs are only $595. We pay everything else!


Now is the time to lock your rate again with Third Federal's Smart Rate Adjustable Mortgage. And right now, closing costs are only $595*.

  • $595 closing costs, including all title, settlement fees and Mortgage Recording Tax
  • No rate increase for cash out refinances
  • Pick your own term, from 6-30 years
  • Get a historically low rate

Since 1938, Third Federal has been helping families by providing lower mortgage rates and closing costs. We never sell the servicing of our loans so you always know who to call. These are just a few of the reasons Consumer Reports ranks us #4 in the nation in their banking survey.

Featured Mortgage Rates
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) Low Cost 6.550% 7.118%
3/1 ARM (30 year) Low Cost 6.340% 7.197%
5/1 ARM (15 year) Low Cost 6.440% 6.865%
3/1 ARM (15 year) Low Cost 6.240% 6.993%
Open a Third Federal Smart Rate Mortgage by July 27 & get a $50 Gift Card to The Home Depot®
Third Federal is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC.
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