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Find a purchase rate even lower than ours? We'll match it and lock it!

Introducing Match 'n Lock from Third Federal where you lock in the lowest purchase rate for the longest time.

For 75 years, Third Federal has been a leading mortgage lender.  Our mortgages rates are among the lowest.  And now with our Match 'n Lock program, if you find a lower purchase mortgage rate we'll match it and lock it easier, earlier and longer than other lenders.


Here's how Match 'n Lock works:

  • To match a competitor's purchase mortgage rate, simply provide us with the other lender's advertisement, webpage, email, rate sheet, or other documentation of mortgage rates.
  • In most cases, you'll have a rate match decision the same day.
  • And if rates go down further, you can match and lock again!

  • We can match and lock your rate at preapproval or before preapproval.
  • We can even match and lock your rate without an application.
  • We can usually match and even lock a competitor's mortgage rate before they can.

  • We can match and lock your rate prior to preapproval, all the way through closing.  You can lock your rate for as long as 120 days on our standard rate lock or 300 days on our extended rate lock.

 Third Federal Purchase Mortgage Match 'n Lock Rules


 Apply now or call Customer Service at 1-800-844-7333 for more information.

See conditions for Match 'n Lock at thirdfederal.com, or call 1-800-THIRD-FED.  Match 'n Lock rate approval is not an indiciation of credit approval,  Match 'n Lock may require a revision fee if requested after preapproval conversion to a full purchase application.  Product features subject to change.