Message from Marc

February 2020

At Third Federal, our focus is to do more with less. Our mission is to support our customers, our communities, our associates, and our stockholders. Those are the things that help Third Federal be successful and sustain our growth.

Our sense of purpose comes from our value system of love (genuine concern for others), trust, respect, a commitment to excellence, and fun. It gives us a solid foundation for our business decisions, going all the way back to our founding, and through our continued growth.

Although we have expanded our business beyond Ohio and Florida in the last decade, we are still committed to providing the best rates and superior customer service to all of our customers, regardless of how they interact with us. It’s our goal to continue to meet their banking needs in the way that makes the most sense for them, whether that is in person at one of our 45 branch locations, by phone, or through the Internet.

We continue to support the communities we serve by helping customers become successful homeowners and through partnering on meaningful projects and programs, especially those in the inner city, through our Third Federal Foundation and the millions of dollars in yearly grants provided to help in the areas of housing and education.

And finally, this year, we have been especially proud to be recognized twice as a Best Workplace by Great Place to Work and Fortune magazine nationally. First, as one of the best workplaces for those in the Financial Services and Insurance industries; and, just a few months ago, as a best workplace for women in the US. These honors directly come from how our associates feel about working at Third Federal and are a reflection of our commitment to them, and to our values.

With our strong capital position and balance sheet, our company is built to last regardless of the economic environment. Our value system drives our purpose and continues to help our customers, our communities, our associates, and our company. Our sustained success is the direct result.

Sincerely,

Marc A. Stefanski
Chairman and CEO