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Does Third Federal have "No Cost" or "Low Cost" mortgage options?

We offer a "Low Cost" option on all our Smart Rate Adjustable Mortgages.  For a flat fee of $295 ($595 New York) you can close on any one of our 3/1 or 5/1 Smart Rate adjustable mortgages. These "Low Cost" options have a slightly higher initial interest rate than our Smart Rate mortgages with full closing costs.

We also offer a "Low Cost" option on select fixed rate mortgages.  Currently, we do not offer "No Cost" mortgage options.

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