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What happens to my equity line or loan if I sell my house or refinance my first mortgage?

If you sell your house, both your first mortgage and your home equity account must be closed. Many financial institutions will charge you a penalty fee if you close your account within the first 2 - 3 years after the account is opened.

Third Federal does not charge a prepayment fee for closing a Third Federal first mortgage or a Third Federal home equity account.

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