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When it comes to mortgages, less is more. Less interest. Less hassle. More savings.
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The Prime Rate is the interest rate charged by banks to their most creditworthy customers. The Prime Rate has traditionally been priced at 3% above the Fed Funds Rate, which is set by the Federal Reserve. For example, if the Fed Funds Rate target is at 1.75% then Prime Rate will be 4.75%. Third Federal does not set the Prime Rate.
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