Five Reasons Our Advantage Preapproval is Better
- HONEST PREAPPROVAL
At most banks, preapprovals are just a guess. It’s what the bank thinks you will qualify for based on the going interest rate and your stated income. Not at Third Federal. Our preapprovals are fully underwritten, so when we say you’re “preapproved” for a loan, you’re approved, end of story.
- RATE LOCKED AT PREAPPROVAL
You shouldn’t feel rushed to the find perfect home. That’s why we lock down your rate for 60 days at preapproval. No other lender will lock your rate at preapproval for even a day, let alone 60.
- FREE FLOAT DOWN
So, your rate’s locked for 60 days at preapproval. That’s great, but what if the mortgage rates go down while your searching for the perfect home? No problem. Third Federal moves you to the lower rate for FREE, just ask.
- LOWEST RATE GUARANTEE
You want the lowest rate possible. But that doesn’t mean you have to waste time shopping around with different lenders. Third Federal will give you the lowest rate possible, guaranteed. If another lender offers you a better rate for the same terms, we’ll beat it or give you $1,000.
- 100% FREE
Many lenders charge you for a preapproval. (Even when that preapproval is just a guess.) Not Third Federal. Our preapprovals are totally FREE. We don’t charge hidden fees, or nickel and dime you at every step of the loan process. We want to build a relationship with you. So we treat you, and your money, right.
Apply today for your preapproval, or call Customer Service at 1-800-844-7333 for more information.
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