Rates & Calculators
Mortgage Purchase Rates for October 30, 2025
All Mortgage Rates 0 Points
| Product | Rate | APR |
|---|---|---|
| 5/1 ARM (30 year) | 5.890% | 6.751% |
| 3/1 ARM (30 year) | 5.690% | 6.891% |
| 5/1 ARM (15 year) | 5.690% | 6.384% |
| 3/1 ARM (15 year) | 5.590% | 6.652% |
| Product | Rate | APR |
|---|---|---|
| 30 Year Low Cost Fixed Rate | 6.390% | 6.397% |
| 30 Year Low Cost Fixed Rate | 6.690% | 6.722% |
| 30 Year Low Cost Fixed Rate | 6.240% | 6.256% |
| 30 Year Low Cost Fixed Rate | 6.390% | 6.394% |
| 15 Year Low Cost Fixed Rate | 5.690% | 5.701% |
| 15 Year Low Cost Fixed Rate | 5.990% | 6.041% |
| 15 Year Low Cost Fixed Rate | 5.540% | 5.565% |
| 15 Year Low Cost Fixed Rate | 5.690% | 5.696% |
| 10 Year Low Cost Fixed Rate | 5.790% | 5.805% |
| 5/1 ARM (30 year) Low Cost | 6.190% | 6.829% |
| 5/1 ARM (30 year) Low Cost | 6.690% | 7.054% |
| 5/1 ARM (30 year) Low Cost | 6.240% | 6.858% |
| 5/1 ARM (30 year) Low Cost | 6.190% | 6.825% |
| 3/1 ARM (30 year) Low Cost | 5.990% | 6.925% |
| 3/1 ARM (30 year) Low Cost | 6.490% | 7.080% |
| 3/1 ARM (30 year) Low Cost | 6.040% | 6.947% |
| 3/1 ARM (30 year) Low Cost | 5.990% | 6.920% |
| 5/1 ARM (15 year) Low Cost | 5.990% | 6.497% |
| 5/1 ARM (15 year) Low Cost | 6.490% | 6.839% |
| 5/1 ARM (15 year) Low Cost | 6.040% | 6.541% |
| 5/1 ARM (15 year) Low Cost | 5.990% | 6.491% |
| 3/1 ARM (15 year) Low Cost | 5.890% | 6.705% |
| 3/1 ARM (15 year) Low Cost | 6.390% | 6.949% |
| 3/1 ARM (15 year) Low Cost | 5.940% | 6.740% |
| 3/1 ARM (15 year) Low Cost | 5.890% | 6.699% |
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Rate | 6.090% | 6.113% |
| 30 Year Fixed Rate | 5.890% | 5.999% |
| 30 Year Fixed Rate | 5.890% | 5.944% |
| 30 Year Fixed Rate | 6.125% | 6.138% |
| 15 Year Fixed Rate | 5.390% | 5.428% |
| 15 Year Fixed Rate | 5.190% | 5.369% |
| 15 Year Fixed Rate | 5.190% | 5.279% |
| 15 Year Fixed Rate | 5.490% | 5.512% |
| 10 Year Fixed Rate | 5.440% | 5.549% |
| 10 Year Fixed Rate | 5.440% | 5.472% |
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Rate | 6.125% | 6.138% |
| 10 Year Fixed Rate | 5.440% | 5.472% |
| 15 Year Fixed Rate | 5.490% | 5.512% |
| 5/1 ARM (30 year) | 5.890% | 6.718% |
| 3/1 ARM (30 year) | 5.690% | 6.854% |
| 5/1 ARM (15 year) | 5.690% | 6.329% |
| 3/1 ARM (15 year) | 5.590% | 6.596% |
Mortgage Purchase Calculators
For more than 85 years, Third Federal has been a leading mortgage lender. Our mortgage rates are among the lowest. And now with our Lowest Rate Guarantee program, if you find a lower purchase mortgage rate, we’ll beat it or pay you $1,000.
Here’s how it works:
- Find a lower rate than ours? We’ll beat it or pay you $1,000.
- Simply provide us with the other lender’s advertisement, webpage, email, rate sheet, or other documentation of mortgage rates.
- In most cases, you’ll have a rate decision the same day.
Mortgage Purchase Calculators
No matter what kind of mortgage you’re looking for, we have a variety of helpful calculators to take some of the guesswork out of your decision.
