When you're thinking about buying a home, it's always a good idea to get a preapproval before you start looking.  At most banks, preapprovals are just a guess, or what the bank thinks you will qualify for based on the going interest rate and your stated income. Not at Third Federal. Our preapprovals are fully underwritten, so when we say you’re “preapproved” for a loan, you’re approved; end of story. Plus with Third Federal’s Advantage Preapproval, you can lock in our guaranteed lowest rate right at preapproval. Most lenders won’t allow customers to lock their rate this early. But at Third Federal we lock the rate right at preapproval so you don’t have to worry about rates going up!

Third Federal also guarantees you the lowest purchase mortgage rate in the market. If you find a lower rate, we'll beat it, or give $1,000. We also guarantee that you'll close on time. If we don't close your purchase mortgage on time, we'll pay you another $1,000.