Skip to main content
Need Help Finding Your Solution?

When you're thinking about buying a home, it's always a good idea to get a preapproval before you start looking.  At most banks, preapprovals are just a guess, or what the bank thinks you will qualify for based on the going interest rate and your stated income. Not at Third Federal. Our preapprovals are fully underwritten, so when we say you’re “preapproved” for a loan, you’re approved; end of story. Plus with Third Federal’s Advantage Preapproval, you can lock in our guaranteed lowest rate right at preapproval. Most lenders won’t allow customers to lock their rate this early. But at Third Federal we lock the rate right at preapproval so you don’t have to worry about rates going up!

Third Federal also guarantees you the lowest purchase mortgage rate in the market. If you find a lower rate, we'll beat it, or give $1,000. We also guarantee that you'll close on time. If we don't close your purchase mortgage on time, we'll pay you another $1,000. 

Rates for January 21, 2017
Loudoun County, Virginia
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 2.79% 3.50%
5/1 (30 year) Low Cost Smart Rate 3.14% 3.55%
3/1 (30 year) Smart Rate 2.45% 3.55%
3/1 (30 year) Low Cost Smart Rate 2.79% 3.55%
Product Rate APR
10 Year Fixed Rate 2.85% 3.08%
10 Year Low Cost Fixed Rate 3.25% 3.29%
Product Rate APR
5/1 (30 year) Smart Rate 2.79% 3.50%
5/1 (30 year) Low Cost Smart Rate 3.14% 3.55%
5/1 (15 year) Smart Rate 2.65% 3.27%
5/1 (15 year) Low Cost Smart Rate 2.99% 3.33%
3/1 (30 year) Smart Rate 2.45% 3.55%
3/1 (30 year) Low Cost Smart Rate 2.79% 3.55%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 2.79% 3.41%
3/1 (30 year) Low Cost Smart Rate 2.79% 3.55%
5/1 (15 year) Low Cost Smart Rate 2.99% 3.33%
5/1 (30 year) Low Cost Smart Rate 3.14% 3.55%
10 Year Low Cost Fixed Rate 3.25% 3.29%
Product Rate APR
3/1 (30 year) Smart Rate 2.45% 3.49%
3/1 (30 year) Low Cost Smart Rate 2.79% 3.54%
5/1 (30 year) Smart Rate 2.79% 3.45%
5/1 (30 year) Low Cost Smart Rate 3.14% 3.54%
Mortgage Refinance Icon

Mortgage Refinance

At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

Preapproval Icon

Preapproval

You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and realtors see that you are preapproved with us, they know you’re a qualified buyer, plus we lock your rate at preapproval.

Mortgage Purchase Icon

Mortgage Purchase

You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits.

Home Equity Icon

Home Equity

With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders.

Borrowing Help Center Icon

Borrowing Help Center

Get tips on smart borrowing, monitor rates, and learn about our home buying seminars.

Welcome to our new website.
You’ve found us in the same place,
but with a new look and new features
to better serve you.

So come on in, and take a look.

Attention Online Banking Users: The Online Banking link has moved
to the upper right corner of our new website.

If you have questions, please give us a call at 1-800-THIRD-FED.
Monday – Thursday 8:30 a.m. – 5:00 p.m. ET
Friday 8:30 a.m. – 6:00 p.m. ET
Saturday 8:30 a.m. – 1:30 p.m. ET