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Because of its low interest rates and tax deductibility, mortgage and/or home equity lending is usually the most effective method of borrowing available to homeowners. In fact, it’s so efficient that you can often take out a new mortgage or home equity line or loan, pay off other higher interest debts, and have a much lower monthly payment. It’s not uncommon to cut your total monthly payments in half when you consolidate debt with a home equity line or loan. Third Federal offers three different types of loan products that are typically used for debt consolidation.

Rates for September 24, 2017
Loudoun County, Virginia
All Mortgage Rates 0 Points
Product Rate APR
Home Equity Line of Credit
Line Balance: $10,000-$49,999
3.49% 3.49%
Home Equity Line of Credit
Line Balance: $50,000-$150,000
3.49% 3.49%
Product Rate APR
5 Year Home Equity Loan
4.25% 4.25%
10 Year Home Equity Loan
4.75% 4.75%
5/1 (30 Year) Adjustable Equity Loan
4.25% 4.25%
Product Rate APR
3/1 (15 year) Smart Rate 2.55% 3.73%
3/1 (15 year) Low Cost Smart Rate 2.89% 3.75%
5/1 (15 year) Smart Rate 2.69% 3.48%
3/1 (30 year) Smart Rate 2.55% 3.94%
3/1 (30 year) Low Cost Smart Rate 2.89% 3.95%
5/1 (30 year) Smart Rate 2.74% 3.79%
5/1 (30 year) Low Cost Smart Rate 3.09% 3.85%
10 Year Fixed Rate 2.69% 2.89%
Click the following links to view related Mortgage Refinance and Home Equity disclosures
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Mortgage Refinance

At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

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Borrowing Help Center

Get tips on smart borrowing, monitor rates, and learn about our home buying seminars.

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