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Federal law requires that PMI payment be eliminated from your mortgage when your loan-to-value reaches 78% based on amortization. For most homeowners, this takes about 10 years. The good news is that most homeowners don't have to wait that long. As your home appreciates over time you can often eliminate PMI by refinancing. Even better than that is Third Federal offers several low cost mortgages that make refinancing extremely affordable.
At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.
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