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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for May 25, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.64% 3.10%
5/1 ARM (30 year) Low Cost 2.99% 3.17%
5/1 ARM (15 year) 2.54% 2.96%
5/1 ARM (15 year) Low Cost 2.89% 3.07%
3/1 ARM (30 year) 2.59% 3.17%
3/1 ARM (30 year) Low Cost 2.94% 3.20%
Product Rate APR
3/1 ARM (15 year) Low Cost 2.84% 3.12%
3/1 ARM (30 year) Low Cost 2.94% 3.20%
5/1 ARM (15 year) Low Cost 2.89% 3.07%
5/1 ARM (30 year) Low Cost 2.99% 3.17%
10 Year Low Cost Fixed Rate 2.99% 3.03%
Product Rate APR
10 Year Fixed Rate 2.59% 2.76%
10 Year Low Cost Fixed Rate 2.99% 3.03%
5/1 ARM (15 year) 2.54% 2.96%
5/1 ARM (15 year) Low Cost 2.89% 3.07%
15 Year Fixed Rate 2.99% 3.11%
3/1 ARM (15 year) 2.49% 3.08%
3/1 ARM (15 year) Low Cost 2.84% 3.12%
Product Rate APR
5/1 ARM (30 year) 2.64% 3.10%
5/1 ARM (30 year) Low Cost 2.99% 3.17%
3/1 ARM (30 year) 2.59% 3.17%
3/1 ARM (30 year) Low Cost 2.94% 3.20%
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Mortgage Refinance

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