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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for April 03, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.94% 3.21%
5/1 ARM (30 year) Low Cost 3.29% 3.28%
5/1 ARM (15 year) 2.84% 3.13%
5/1 ARM (15 year) Low Cost 3.19% 3.24%
3/1 ARM (30 year) 2.89% 3.24%
3/1 ARM (30 year) Low Cost 3.24% 3.26%
Product Rate APR
3/1 ARM (15 year) Low Cost 3.14% 3.23%
3/1 ARM (30 year) Low Cost 3.24% 3.26%
5/1 ARM (15 year) Low Cost 3.19% 3.24%
5/1 ARM (30 year) Low Cost 3.29% 3.28%
10 Year Low Cost Fixed Rate 3.29% 3.33%
Product Rate APR
10 Year Fixed Rate 2.89% 3.07%
10 Year Low Cost Fixed Rate 3.29% 3.33%
5/1 ARM (15 year) 2.84% 3.13%
5/1 ARM (15 year) Low Cost 3.19% 3.24%
15 Year Fixed Rate 3.09% 3.21%
3/1 ARM (15 year) 2.79% 3.19%
3/1 ARM (15 year) Low Cost 3.14% 3.23%
Product Rate APR
5/1 ARM (30 year) 2.94% 3.21%
5/1 ARM (30 year) Low Cost 3.29% 3.28%
3/1 ARM (30 year) 2.89% 3.24%
3/1 ARM (30 year) Low Cost 3.24% 3.26%
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Mortgage Refinance

At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

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Borrowing Help Center

Get tips on smart borrowing, monitor rates, and learn about our home buying seminars.

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