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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for March 19, 2019
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 3.64% 4.26%
5/1 (30 year) Low Cost Smart Rate 3.99% 4.33%
5/1 (15 year) Smart Rate 3.54% 4.06%
5/1 (15 year) Low Cost Smart Rate 3.89% 4.17%
3/1 (30 year) Smart Rate 3.44% 4.32%
3/1 (30 year) Low Cost Smart Rate 3.79% 4.35%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 3.59% 4.17%
3/1 (30 year) Low Cost Smart Rate 3.79% 4.35%
5/1 (15 year) Low Cost Smart Rate 3.89% 4.17%
5/1 (30 year) Low Cost Smart Rate 3.99% 4.33%
10 Year Low Cost Fixed Rate 3.99% 4.03%
Product Rate APR
10 Year Fixed Rate 3.59% 3.77%
10 Year Low Cost Fixed Rate 3.99% 4.03%
5/1 (15 year) Smart Rate 3.54% 4.06%
5/1 (15 year) Low Cost Smart Rate 3.89% 4.17%
15 Year Fixed Rate 3.99% 4.11%
3/1 (15 year) Smart Rate 3.24% 4.13%
3/1 (15 year) Low Cost Smart Rate 3.59% 4.17%
Product Rate APR
5/1 (30 year) Smart Rate 3.64% 4.26%
5/1 (30 year) Low Cost Smart Rate 3.99% 4.33%
3/1 (30 year) Smart Rate 3.44% 4.32%
3/1 (30 year) Low Cost Smart Rate 3.79% 4.35%
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