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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for April 19, 2018
Loudoun County, Virginia
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 3.54% 3.75%
5/1 (30 year) Low Cost Smart Rate 3.89% 3.82%
5/1 (15 year) Smart Rate 3.14% 3.53%
5/1 (15 year) Low Cost Smart Rate 3.49% 3.62%
3/1 (30 year) Smart Rate 2.75% 3.60%
3/1 (30 year) Low Cost Smart Rate 3.09% 3.62%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 2.99% 3.48%
3/1 (30 year) Low Cost Smart Rate 3.09% 3.62%
5/1 (15 year) Low Cost Smart Rate 3.49% 3.62%
5/1 (30 year) Low Cost Smart Rate 3.89% 3.82%
10 Year Low Cost Fixed Rate 3.79% 3.83%
Product Rate APR
10 Year Fixed Rate 3.39% 3.59%
10 Year Low Cost Fixed Rate 3.79% 3.83%
5/1 (15 year) Smart Rate 3.14% 3.53%
5/1 (15 year) Low Cost Smart Rate 3.49% 3.62%
3/1 (15 year) Smart Rate 2.65% 3.46%
3/1 (15 year) Low Cost Smart Rate 2.99% 3.48%
Product Rate APR
5/1 (30 year) Smart Rate 3.54% 3.75%
5/1 (30 year) Low Cost Smart Rate 3.89% 3.82%
3/1 (30 year) Smart Rate 2.75% 3.60%
3/1 (30 year) Low Cost Smart Rate 3.09% 3.62%
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