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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for July 17, 2019
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 3.14% 4.08%
5/1 (30 year) Low Cost Smart Rate 3.49% 4.15%
5/1 (15 year) Smart Rate 3.04% 3.77%
5/1 (15 year) Low Cost Smart Rate 3.39% 3.88%
3/1 (30 year) Smart Rate 2.99% 4.22%
3/1 (30 year) Low Cost Smart Rate 3.34% 4.25%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 3.24% 4.04%
3/1 (30 year) Low Cost Smart Rate 3.34% 4.25%
5/1 (15 year) Low Cost Smart Rate 3.39% 3.88%
5/1 (30 year) Low Cost Smart Rate 3.49% 4.15%
10 Year Low Cost Fixed Rate 3.49% 3.53%
Product Rate APR
10 Year Fixed Rate 3.09% 3.27%
10 Year Low Cost Fixed Rate 3.49% 3.53%
5/1 (15 year) Smart Rate 3.04% 3.77%
5/1 (15 year) Low Cost Smart Rate 3.39% 3.88%
15 Year Fixed Rate 3.39% 3.51%
3/1 (15 year) Smart Rate 2.89% 4.00%
3/1 (15 year) Low Cost Smart Rate 3.24% 4.04%
Product Rate APR
5/1 (30 year) Smart Rate 3.14% 4.08%
5/1 (30 year) Low Cost Smart Rate 3.49% 4.15%
3/1 (30 year) Smart Rate 2.99% 4.22%
3/1 (30 year) Low Cost Smart Rate 3.34% 4.25%
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