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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for April 23, 2017
Loudoun County, Virginia
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 2.84% 3.67%
5/1 (30 year) Low Cost Smart Rate 3.19% 3.73%
5/1 (15 year) Smart Rate 2.80% 3.44%
5/1 (15 year) Low Cost Smart Rate 3.14% 3.52%
3/1 (30 year) Smart Rate 2.55% 3.75%
3/1 (30 year) Low Cost Smart Rate 2.89% 3.76%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 2.89% 3.60%
3/1 (30 year) Low Cost Smart Rate 2.89% 3.76%
5/1 (15 year) Low Cost Smart Rate 3.14% 3.52%
5/1 (30 year) Low Cost Smart Rate 3.19% 3.73%
10 Year Low Cost Fixed Rate 3.19% 3.23%
Product Rate APR
10 Year Fixed Rate 2.79% 2.99%
10 Year Low Cost Fixed Rate 3.19% 3.23%
5/1 (15 year) Smart Rate 2.80% 3.44%
5/1 (15 year) Low Cost Smart Rate 3.14% 3.52%
3/1 (15 year) Smart Rate 2.55% 3.58%
3/1 (15 year) Low Cost Smart Rate 2.89% 3.60%
Product Rate APR
5/1 (30 year) Smart Rate 2.84% 3.67%
5/1 (30 year) Low Cost Smart Rate 3.19% 3.73%
3/1 (30 year) Smart Rate 2.55% 3.75%
3/1 (30 year) Low Cost Smart Rate 2.89% 3.76%
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