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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for February 18, 2018
Loudoun County, Virginia
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 3.34% 3.52%
5/1 (30 year) Low Cost Smart Rate 3.69% 3.58%
5/1 (15 year) Smart Rate 3.04% 3.37%
5/1 (15 year) Low Cost Smart Rate 3.39% 3.46%
3/1 (30 year) Smart Rate 2.65% 3.39%
3/1 (30 year) Low Cost Smart Rate 2.99% 3.40%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 2.99% 3.33%
3/1 (30 year) Low Cost Smart Rate 2.99% 3.40%
5/1 (15 year) Low Cost Smart Rate 3.39% 3.46%
5/1 (30 year) Low Cost Smart Rate 3.69% 3.58%
10 Year Low Cost Fixed Rate 3.59% 3.63%
Product Rate APR
10 Year Fixed Rate 3.19% 3.39%
10 Year Low Cost Fixed Rate 3.59% 3.63%
5/1 (15 year) Smart Rate 3.04% 3.37%
5/1 (15 year) Low Cost Smart Rate 3.39% 3.46%
3/1 (15 year) Smart Rate 2.65% 3.31%
3/1 (15 year) Low Cost Smart Rate 2.99% 3.33%
Product Rate APR
5/1 (30 year) Smart Rate 3.34% 3.52%
5/1 (30 year) Low Cost Smart Rate 3.69% 3.58%
3/1 (30 year) Smart Rate 2.65% 3.39%
3/1 (30 year) Low Cost Smart Rate 2.99% 3.40%
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