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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for September 19, 2019
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 3.04% 3.89%
5/1 ARM (30 year) Low Cost 3.39% 3.96%
5/1 ARM (15 year) 2.94% 3.61%
5/1 ARM (15 year) Low Cost 3.29% 3.71%
3/1 ARM (30 year) 2.84% 4.00%
3/1 ARM (30 year) Low Cost 3.19% 4.02%
Product Rate APR
3/1 ARM (15 year) Low Cost 3.09% 3.83%
3/1 ARM (30 year) Low Cost 3.19% 4.02%
5/1 ARM (15 year) Low Cost 3.29% 3.71%
5/1 ARM (30 year) Low Cost 3.39% 3.96%
10 Year Low Cost Fixed Rate 3.39% 3.43%
Product Rate APR
10 Year Fixed Rate 2.99% 3.17%
10 Year Low Cost Fixed Rate 3.39% 3.43%
5/1 ARM (15 year) 2.94% 3.61%
5/1 ARM (15 year) Low Cost 3.29% 3.71%
15 Year Fixed Rate 3.19% 3.31%
3/1 ARM (15 year) 2.74% 3.79%
3/1 ARM (15 year) Low Cost 3.09% 3.83%
Product Rate APR
5/1 ARM (30 year) 3.04% 3.89%
5/1 ARM (30 year) Low Cost 3.39% 3.96%
3/1 ARM (30 year) 2.84% 4.00%
3/1 ARM (30 year) Low Cost 3.19% 4.02%
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Mortgage Refinance

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