Reduce Your Mortgage Payment | Rates

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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for January 25, 2020

Cuyahoga County, Ohio

Smart Rate Mortgages

Low Cost Mortgages

10 and 15 Year Mortgages

30 Year Mortgages

Product	Rate	APR
5/1 ARM (30 year)	2.89%	3.51%
5/1 ARM (30 year) Low Cost	3.24%	3.58%
5/1 ARM (15 year)	2.79%	3.31%
5/1 ARM (15 year) Low Cost	3.14%	3.42%
3/1 ARM (30 year)	2.84%	3.61%
3/1 ARM (30 year) Low Cost	3.19%	3.64%

Product	Rate	APR
3/1 ARM (15 year) Low Cost	3.09%	3.52%
3/1 ARM (30 year) Low Cost	3.19%	3.64%
5/1 ARM (15 year) Low Cost	3.14%	3.42%
5/1 ARM (30 year) Low Cost	3.24%	3.58%
10 Year Low Cost Fixed Rate	3.24%	3.28%

Product	Rate	APR
10 Year Fixed Rate	2.84%	3.02%
10 Year Low Cost Fixed Rate	3.24%	3.28%
5/1 ARM (15 year)	2.79%	3.31%
5/1 ARM (15 year) Low Cost	3.14%	3.42%
15 Year Fixed Rate	3.09%	3.21%
3/1 ARM (15 year)	2.74%	3.48%
3/1 ARM (15 year) Low Cost	3.09%	3.52%

Product	Rate	APR
5/1 ARM (30 year)	2.89%	3.51%
5/1 ARM (30 year) Low Cost	3.24%	3.58%
3/1 ARM (30 year)	2.84%	3.61%
3/1 ARM (30 year) Low Cost	3.19%	3.64%

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