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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for June 19, 2018
Loudoun County, Virginia
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 3.74% 3.99%
5/1 (30 year) Low Cost Smart Rate 4.09% 4.05%
5/1 (15 year) Smart Rate 3.34% 3.75%
5/1 (15 year) Low Cost Smart Rate 3.69% 3.84%
3/1 (30 year) Smart Rate 3.05% 3.86%
3/1 (30 year) Low Cost Smart Rate 3.39% 3.88%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 3.19% 3.71%
3/1 (30 year) Low Cost Smart Rate 3.39% 3.88%
5/1 (15 year) Low Cost Smart Rate 3.69% 3.84%
5/1 (30 year) Low Cost Smart Rate 4.09% 4.05%
10 Year Low Cost Fixed Rate 3.99% 4.03%
Product Rate APR
10 Year Fixed Rate 3.59% 3.79%
10 Year Low Cost Fixed Rate 3.99% 4.03%
5/1 (15 year) Smart Rate 3.34% 3.75%
5/1 (15 year) Low Cost Smart Rate 3.69% 3.84%
3/1 (15 year) Smart Rate 2.85% 3.69%
3/1 (15 year) Low Cost Smart Rate 3.19% 3.71%
Product Rate APR
5/1 (30 year) Smart Rate 3.74% 3.99%
5/1 (30 year) Low Cost Smart Rate 4.09% 4.05%
3/1 (30 year) Smart Rate 3.05% 3.86%
3/1 (30 year) Low Cost Smart Rate 3.39% 3.88%
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