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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for July 27, 2017
Loudoun County, Virginia
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 2.79% 3.81%
5/1 (30 year) Low Cost Smart Rate 3.14% 3.87%
5/1 (15 year) Smart Rate 2.74% 3.51%
5/1 (15 year) Low Cost Smart Rate 3.09% 3.60%
3/1 (30 year) Smart Rate 2.55% 3.94%
3/1 (30 year) Low Cost Smart Rate 2.89% 3.95%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 2.89% 3.75%
3/1 (30 year) Low Cost Smart Rate 2.89% 3.95%
5/1 (15 year) Low Cost Smart Rate 3.09% 3.60%
5/1 (30 year) Low Cost Smart Rate 3.14% 3.87%
10 Year Low Cost Fixed Rate 3.19% 3.23%
Product Rate APR
10 Year Fixed Rate 2.79% 2.99%
10 Year Low Cost Fixed Rate 3.19% 3.23%
5/1 (15 year) Smart Rate 2.74% 3.51%
5/1 (15 year) Low Cost Smart Rate 3.09% 3.60%
3/1 (15 year) Smart Rate 2.55% 3.73%
3/1 (15 year) Low Cost Smart Rate 2.89% 3.75%
Product Rate APR
5/1 (30 year) Smart Rate 2.79% 3.81%
5/1 (30 year) Low Cost Smart Rate 3.14% 3.87%
3/1 (30 year) Smart Rate 2.55% 3.94%
3/1 (30 year) Low Cost Smart Rate 2.89% 3.95%
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