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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for August 09, 2020
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 2.44% 3.04%
5/1 ARM (30 year) Low Cost 2.79% 3.10%
5/1 ARM (15 year) 2.34% 2.84%
5/1 ARM (15 year) Low Cost 2.69% 2.95%
3/1 ARM (30 year) 2.24% 3.09%
3/1 ARM (30 year) Low Cost 2.59% 3.12%
Product Rate APR
3/1 ARM (15 year) Low Cost 2.49% 2.99%
3/1 ARM (30 year) Low Cost 2.59% 3.12%
5/1 ARM (15 year) Low Cost 2.69% 2.95%
5/1 ARM (30 year) Low Cost 2.79% 3.10%
10 Year Low Cost Fixed Rate 2.79% 2.83%
Product Rate APR
10 Year Fixed Rate 2.39% 2.56%
10 Year Low Cost Fixed Rate 2.79% 2.83%
5/1 ARM (15 year) 2.34% 2.84%
5/1 ARM (15 year) Low Cost 2.69% 2.95%
15 Year Fixed Rate 2.69% 2.81%
3/1 ARM (15 year) 2.14% 2.95%
3/1 ARM (15 year) Low Cost 2.49% 2.99%
Product Rate APR
5/1 ARM (30 year) 2.44% 3.04%
5/1 ARM (30 year) Low Cost 2.79% 3.10%
3/1 ARM (30 year) 2.24% 3.09%
3/1 ARM (30 year) Low Cost 2.59% 3.12%
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