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There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.

Rates for August 16, 2018
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 (30 year) Smart Rate 3.84% 4.01%
5/1 (30 year) Low Cost Smart Rate 4.19% 4.08%
5/1 (15 year) Smart Rate 3.74% 3.97%
5/1 (15 year) Low Cost Smart Rate 4.09% 4.08%
3/1 (30 year) Smart Rate 3.24% 3.90%
3/1 (30 year) Low Cost Smart Rate 3.59% 3.92%
Product Rate APR
3/1 (15 year) Low Cost Smart Rate 3.39% 3.79%
3/1 (30 year) Low Cost Smart Rate 3.59% 3.92%
5/1 (15 year) Low Cost Smart Rate 4.09% 4.08%
5/1 (30 year) Low Cost Smart Rate 4.19% 4.08%
10 Year Low Cost Fixed Rate 3.99% 4.03%
Product Rate APR
10 Year Fixed Rate 3.59% 3.77%
10 Year Low Cost Fixed Rate 3.99% 4.03%
5/1 (15 year) Smart Rate 3.74% 3.97%
5/1 (15 year) Low Cost Smart Rate 4.09% 4.08%
15 Year Fixed Rate 4.24% 4.37%
3/1 (15 year) Smart Rate 3.04% 3.75%
3/1 (15 year) Low Cost Smart Rate 3.39% 3.79%
Product Rate APR
5/1 (30 year) Smart Rate 3.84% 4.01%
5/1 (30 year) Low Cost Smart Rate 4.19% 4.08%
3/1 (30 year) Smart Rate 3.24% 3.90%
3/1 (30 year) Low Cost Smart Rate 3.59% 3.92%
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