Third Federal Savings & Loan
There are several ways to lower your monthly mortgage payment. Refinancing to a lower rate is certainly one of them. Some homeowners refinance into a different type of mortgage, like a Smart Rate adjustable rate mortgage, to reduce their monthly payment. And, homeowners with just a few years remaining on their current mortgage sometimes refinance into a longer term mortgage in order to reduce their monthly payment.
Rates for August 05, 2025
All Mortgage Rates 0 Points
| Product | Rate | APR |
|---|---|---|
| 5/1 ARM (30 year) | 6.240% | 7.034% |
| 3/1 ARM (30 year) | 6.040% | 7.159% |
| 5/1 ARM (15 year) | 6.140% | 6.748% |
| Product | Rate | APR |
|---|---|---|
| 30 Year Low Cost Fixed Rate | 6.790% | 6.797% |
| 15 Year Low Cost Fixed Rate | 6.190% | 6.200% |
| 10 Year Low Cost Fixed Rate | 6.140% | 6.155% |
| 5/1 ARM (30 year) Low Cost | 6.540% | 7.114% |
| 3/1 ARM (30 year) Low Cost | 6.340% | 7.197% |
| 5/1 ARM (15 year) Low Cost | 6.440% | 6.865% |
| 3/1 ARM (15 year) Low Cost | 6.240% | 6.993% |
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Rate | 6.490% | 6.536% |
| 15 Year Fixed Rate | 5.890% | 5.964% |
| 10 Year Fixed Rate | 5.790% | 5.895% |
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Rate | 6.500% | 6.513% |
| 15 Year Fixed Rate | 5.990% | 6.012% |
| 10 Year Fixed Rate | 5.790% | 5.821% |
| 5/1 ARM (30 year) | 6.240% | 7.002% |
| 3/1 ARM (15 year) | 5.940% | 6.883% |
| 5/1 ARM (15 year) | 6.140% | 6.695% |
Mortgage Refinance
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