A Great Rate. Easy as that. Third Federal Certificates of Deposit.
When it comes to mortgages, less is more. Less interest. Less hassle. More savings.
Click to learn about some of the common tactics you might face when dealing with a lender or broker.
Honesty has always been our policy. Learn more about Third Federal's history and values.
Our Smart Rate Adjustable Rate Mortgage comes with a unique feature built in. We call it Rate Relock. It allows you to relock your rate to our current rate for another three or five years anytime during the entire life of your loan without the hassle of a traditional refinance. At $295, it’s a fraction of the cost of a traditional refinance, which can cost $2,500 or more. You can relock your rate for another three or five years as often as you like, any time you like, so that you’re never without a three- or five-year fixed rate commitment. With Rate Relock, you’ll never have to refinance again!
With Rate Relock, unlike a traditional refinance, there’s no need for an application, income documentation, appraisal, or credit check. Using your Rate Relock is as simple as answering the questions below. A loan officer will contact you and take care of the rest.
To request your rate relock,
call us at: 1-800-THIRD-FED or email us
You are about to leave thirdfederal.com.
Press OK to continue or press Cancel to remain on this page.