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Bank Owned Properties
We're known for our great mortgage rates ... but there's more!

Best Complete Ohio Mortgage.

You won't find a better Ohio mortgage package anywhere. No matter which of our many Ohio mortgage products you select, you get all of these advantages.

60-Day Standard Mortgage Rate Lock
Gives you the time you really need to close your loan. >More info

240-Day Extended Mortgage Rate Lock
Allows you to hold your interest rate for up to 8 months. >More info

Advantage Preapproval

  • Lock in your rate for free.
  • Get the Lowest Rate Guarantee.
  • Then, if your rate goes lower, you can get that too! >More info
Only 5% Down
Put as little as 5% down on a purchase mortgage! >More info

Jumbo Loans At Discounted Rates
We don't mark-up Jumbo Loan rates. In fact, Smart Rate Loans $417,000 to $1,000,000 actually receive a discount. 
We Service 100% Of Our Ohio Mortgage Loans
That means you'll have one place to send your mortgage payments and one number to dial for service. >More info

We'll Refund Your Purchase Application Deposit If You're Not Approved.
So you'll have no worries when you submit your application. >More info.

Ohio Mortgage Loans & Rates
Smart Rate Adjustable rates info 
Smart Rate Low Cost rates info 
Fixed Rate Mortgage rates info 
Construction Loans rates info 
Mortgage Bridge Loan rates info

Online Mortgage Applications for Florida and Ohio with Instant Online Approvals

 How Third Federal Delivers Low Mortgage Rates on Home Mortgages