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With Third Federal’s Home at Last program, you can get up to $3,000 in down payment assistance towards your 3% down payment. And the great news is that your 3% down payment can include down payment assistance, funds, gifts or other grants. We also provide free homeownership education that will help you understand the complete home buying process from how much you can afford all the way through your loan closing process.

The Home at Last Down Payment Assistance Program is available for loan amounts up to $150,000 and borrowers need to meet certain geographic and income requirements to be eligible for down payment assistance.

Purchase Rates for August 15, 2018
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
15 Year HomeReady Mortgage 3.59% 3.74%
30 Year HomeReady Mortgage 4.24% 4.33%
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Mortgage Refinance

At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

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Preapproval

You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and realtors see that you are preapproved with us, they know you’re a qualified buyer, plus we lock your rate at preapproval.

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Mortgage Purchase

You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits.

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Home Equity

With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders.

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Borrowing Help Center

Get tips on smart borrowing, monitor rates, and learn about our home buying seminars.