Down Payment Assistance | HomeReady

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With Third Federal’s down payment assistance programs, you can get up to $13,000 towards your down payment. And the great news is that your 3% down payment can include down payment assistance, gift funds, or other grants. We also provide free homeownership education that will help you understand the complete home buying process from how much you can afford all the way through your loan closing process.

Our Forgivable Down Payment Assistance and Home at Last Down Payment Assistance programs are available for loan amounts up to $300,000 in Ohio, Kentucky, Indiana and Florida. Borrowers need to meet certain educational, geographic and income requirements to be eligible for down payment assistance.

Purchase Rates for May 08, 2024

Cuyahoga County, Ohio

Select Term:

Product	Rate	APR
15 Year HomeReady Mortgage	6.64%	6.83%
30 Year HomeReady Mortgage	6.99%	7.11%

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Mortgage Refinance

At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

Preapproval

You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and realtors see that you are preapproved with us, they know you’re a qualified buyer.

Mortgage Purchase

You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits.

Home Equity

With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders.

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