Third Federal Savings & Loan
Looking to purchase a home with little money down? Look no further. With Third Federal’s HomeReady Purchase Mortgage, you can put as little as 3% down on loans up to $250,000 in Ohio, Kentucky, Indiana and in Florida. You can even use down payment assistance, gifts, funds or other assistance towards your down payment. Plus, you can even get up to $3,000 in down payment assistance through Third Federal’s Home at Last program.
| Product | Rate | APR |
|---|---|---|
| 15 Year HomeReady Mortgage | 5.640% | 5.829% |
| 30 Year HomeReady Mortgage | 6.175% | 6.290% |
Mortgage Refinance
At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.
Preapproval
You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and realtors see that you are preapproved with us, they know you’re a qualified buyer!
Mortgage Purchase
You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits.
Home Equity
With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders.
Borrowing Help Center
Get tips on smart borrowing, monitor rates, and learn about our home buying seminars.
