Low Down Payment Loans | HomeReady

Need Help Finding Your Solution?

Looking to purchase a home with little money down? Look no further. With Third Federal’s HomeReady Purchase Mortgage, you can put as little as 3% down on loans up to $150,000. You can even use down payment assistance, gifts, funds or other assistance towards your down payment. Plus, you can even get up to $3,000 in down payment assistance through Third Federal’s Home at Last program.

Purchase Rates for May 25, 2020

Cuyahoga County, Ohio

Product	Rate	APR
15 Year HomeReady Mortgage	2.69%	2.83%
30 Year HomeReady Mortgage	2.99%	3.07%

Find a Branch Call Today

Click here to view related disclosures

Mortgage Refinance

At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

Preapproval

You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and realtors see that you are preapproved with us, they know you’re a qualified buyer, plus we lock your rate at preapproval.

Mortgage Purchase

You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits.

Home Equity

With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders.

Borrowing Help Center

Get tips on smart borrowing, monitor rates, and learn about our home buying seminars.

Don't have an account?

Or click here to

Welcome to Third Federal Online Banking.

Certificates of Deposit

Rates as Low as 2.50%

Borrower Beware