Low Down Payment Loans | HomeReady

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Looking to purchase a home with little money down? Look no further. With Third Federal’s HomeReady Purchase Mortgage, you can put as little as 3% down on loans up to $150,000. You can even use down payment assistance, gifts, funds or other assistance towards your down payment. Plus, you can even get up to $3,000 in down payment assistance through Third Federal’s Home at Last program.

Purchase Rates for October 26, 2020

Cuyahoga County, Ohio

Product	Rate	APR
15 Year HomeReady Mortgage	2.39%	2.53%
30 Year HomeReady Mortgage	2.89%	2.97%

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Mortgage Refinance

At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

Preapproval

You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and realtors see that you are preapproved with us, they know you’re a qualified buyer, plus we lock your rate at preapproval.

Mortgage Purchase

You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits.

Home Equity

With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders.

Borrowing Help Center

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Certificates of Deposit

Rates as Low as 2.50%

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