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Mortgage Refinance Rates

Mortgage Refinance Rates

Mortgage Refinance Rates for August 13, 2026
Cuyahoga County, Ohio
All Mortgage Rates 0 Points
Product Rate APR
5/1 ARM (30 year) 6.390% 6.622%
5/1 ARM (15 year) 5.990% 6.317%
3/1 ARM (30 year) 6.090% 6.595%
3/1 ARM (15 year) 5.890% 6.428%
Product Rate APR
30 Year Low Cost Fixed Rate 7.390% 7.423%
30 Year Low Cost Fixed Rate 6.940% 6.956%
30 Year Low Cost Fixed Rate 6.890% 6.897%
30 Year Low Cost Fixed Rate 6.890% 6.894%
15 Year Low Cost Fixed Rate 6.790% 6.842%
15 Year Low Cost Fixed Rate 6.340% 6.366%
15 Year Low Cost Fixed Rate 6.290% 6.300%
15 Year Low Cost Fixed Rate 6.290% 6.296%
10 Year Low Cost Fixed Rate 6.340% 6.355%
10 Year Low Cost Fixed Rate 6.790% 6.864%
5/1 ARM (30 year) Low Cost 7.190% 6.962%
5/1 ARM (30 year) Low Cost 6.740% 6.762%
5/1 ARM (30 year) Low Cost 6.690% 6.733%
5/1 ARM (30 year) Low Cost 6.690% 6.729%
5/1 ARM (15 year) Low Cost 6.790% 6.827%
5/1 ARM (15 year) Low Cost 6.340% 6.527%
5/1 ARM (15 year) Low Cost 6.290% 6.482%
5/1 ARM (15 year) Low Cost 6.290% 6.476%
3/1 ARM (30 year) Low Cost 6.890% 6.819%
3/1 ARM (30 year) Low Cost 6.440% 6.685%
3/1 ARM (30 year) Low Cost 6.390% 6.663%
3/1 ARM (30 year) Low Cost 6.390% 6.660%
3/1 ARM (15 year) Low Cost 6.690% 6.778%
3/1 ARM (15 year) Low Cost 6.240% 6.568%
3/1 ARM (15 year) Low Cost 6.190% 6.533%
3/1 ARM (15 year) Low Cost 6.190% 6.527%
Product Rate APR
30 Year Fixed Rate 6.590% 6.607%
15 Year Fixed Rate 5.990% 6.017%
10 Year Fixed Rate 5.990% 6.028%
Product Rate APR
30 Year Fixed Rate 6.590% 6.595%
15 Year Fixed Rate 5.990% 5.998%
10 Year Fixed Rate 5.990% 6.001%
5/1 ARM (30 year) 6.390% 6.611%
5/1 ARM (15 year) 5.990% 6.298%
3/1 ARM (30 year) 6.090% 6.584%
3/1 ARM (15 year) 5.890% 6.408%
Product Rate APR
30 Year HomeReady Refinance 6.390% 6.390%
15 Year HomeReady Refinance 5.790% 5.790%

Mortgage Refinance Calculators

Refinancing your mortgage can save you a ton of money over the life of your loan. Check out these helpful calculators to see how much you could save by refinancing.

IRA DistributionNEW!

What is my required minimum distribution (RMD)?

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Inherited IRANEW!

How much am I required to withdraw from my inherited IRA?

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Smart Rate Adjustable Mortgage vs. Fixed Rate

How can a Smart Rate mortgage help me pay down my loan faster?

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Mortgage Comparison: 15 Years vs. 30 Years

Which is better: a 15 or 30 year mortgage term?

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Mortgage Refinance Break Even

How long will it take me to break even on a mortgage refinance?

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Adjustable Rate Mortgage Calculator

What will my adjustable rate mortgage payment be?

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Mortgage Payoff

How much interest can I save by making additional principal payments?

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Mortgage Loan Calculator (PITI)

What will my fixed rate mortgage payment be?

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Mortgage Qualifier

How much house can I afford?

Credit Line

What is the equity line amount I can qualify to receive?

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HELOC Payment Calculator

Home Equity Line of Credit (HELOC) Payment Calculator

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Roth IRA Conversion

Is there an advantage of converting to a Roth IRA?

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Roth IRA vs. Traditional IRA

Which is better: a Roth IRA or a Traditional IRA?

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Savings Calculator

How much will I earn on my savings?

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Home Equity Loan Calculator

Use this calculator to calculate home equity product scenarios.

Calculate

Certificate of Deposit Calculator

Find out how much interest you can earn on a Certificate of Deposit (CD).

Calculate

Refinance Scenario Calculator

Refinance Scenario Calculator

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