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Borrowing with Third Federal
Less interest.
Less closing costs.
Why less really is more.
Need Help Finding Your Solution?

Borrowing with Third Federal

Since 1938, Third Federal has helped families live better by offering mortgages and home equity lines and loans for less—less interest, less closing costs, and less hassle. In addition, there's no tricks. The rate you see is the rate you get. It’s one of the reasons Third Federal was ranked 6th amongst large and midsize banks by Consumer Reports in their 2016 Bank & Credit Union Buying Guide.

We’re with you for the long run, too. We’ve never sold the servicing of a single loan since we opened our doors.

It's all part of our commitment to help secure the best home loan for you and your family. Ask any of our non-commissioned representatives, and they can quickly tell you how easy your home loan application and pre-approval can be.

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Mortgage Refinance

At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups.

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Preapproval

You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and Realtors® see that you are preapproved with us, they know you’re a qualified buyer. Plus we are one of the only lenders who lock your rate at preapproval. 

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Mortgage Purchase

You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits, and the guaranteed lowest rate. 

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Home Equity

With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders.

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Borrowing Help Center

Get tips on smart borrowing, monitor rates, and learn about our home buying seminars.

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Attention Online Banking Users: The Online Banking link has moved
to the upper right corner of our new website.

If you have questions, please give us a call at 1-800-THIRD-FED.
Monday – Thursday 8:30 a.m. – 5:00 p.m. ET
Friday 8:30 a.m. – 6:00 p.m. ET
Saturday 8:30 a.m. – 1:30 p.m. ET