Think you don’t have enough equity in your home to refinance? Think again! At Third Federal, you can refinance even if you only have very little equity in your home. And the best news is that it costs you absolutely nothing. It’s true; we pay all of the closing costs which save the average customers about $2,700.

But that’s not all. You can save significantly on your monthly payment – on average about $100 each month. And we offer lower rates, which are about 2.00% APR lower than other refinance programs.